2645 S Everly Dr, #8, Frederick, MD 21701 Property Records

Frederick County property record for 2645 S Everly Dr, #8, Frederick, MD 21701

Property Summary

Property Type	Condominium
Details	built 1996
Lot Size	0.013 acres (558 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Oct 2021)
Tax Bill	$4,925 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-206013`

Property Details

APN / Parcel Number

Primary APN	`02-206013`
Alternative APNs	`2206013` `206013`

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Condo/Apartment
Lot Area	558 sqft (0.013 acres)

Utilities, Heating & Cooling

Sewer	Municipal

Location & Zoning

Account Number	206013
Street Address	2645 S EVERLY DR, 8
City	FREDERICK
State	MD
Zip	21701-1506
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R8
Legal Description	UNIT 8-2 BUILDING 8 THE BRAEMAR CONDO
Legal Subdivision	BRAEMAR CONDO
Legal Block	8
Legal Lot Number	8 2
Legal Unit	8
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	4
Census Block	4018
Census Tract	750802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2645 S EVERLY DR, 8-2, FREDERICK, MD 21701-1506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Deed of Trust, Mortgage · FHA Mortgage SETTLEMENT SERVICES, COVIUS SETTLEMENT SERVICES L
Oct 18, 2021	Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Feb 12, 2020	Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2021 · Amount on Record
Deed Sale	Oct 18, 2021 · Amount on Record
Prior Sale	Feb 12, 2020 · Amount on Record
Deed Book / Page	15396 / 98
Prior Transfer Date	May 19, 2009
Prior Transfer Doc	0073260275
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Recording Date	Sep 30, 2026
Property Address	2645 S EVERLY DR, 8, FREDERICK, MD 21701-1506
Document Number	1806000103
Book / Page	18067 / 103
Instrument Date	Sep 4, 2026
Transaction Type	Mortgage
Record Updated	Oct 9, 2026
Title Company	SETTLEMENT SERVICES, COVIUS SETTLEMENT SERVICES L

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2645 S EVERLY DR, FREDERICK, MD 21701-1506

Mortgage

Document Number	1806000103,
Date	Sep 30, 2026
Book Page	18067/103

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2051

Interest

Max Rate	-1%

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 18, 2021
Property Address	2645 S EVERLY DR # 8-2, 8-2, FREDERICK, MD 21701-1506
Document Number	0153960098
Book / Page	15396 / 98
Map Reference	MB 58 FO 160-163
Instrument Date	Sep 27, 2021
Transaction Type	Transfer
Record Updated	Nov 1, 2021
Title Company	ASSURE TITLE, ASSURANCE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2645 S EVERLY DR # 8-2, 8-2, FREDERICK, MD 21701-1506

Mortgage

Document Number	15396105
Date	Oct 18, 2021
Instrument	15396/105

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

February 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Feb 12, 2020
Property Address	2645 S EVERLY DR # 8-2, 8-2, FREDERICK, MD 21701-1506
Document Number	0135260227
Book / Page	13526 / 0227
Map Reference	MB 58 FO 160-163
Instrument Date	Jan 31, 2020
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	CLOSING DAY SETTLEMENTS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$522.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	135260232
Date	Feb 12, 2020
Instrument	13526/0232

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$288,333 (+8.8%)	$335,000 (+26.42%) Land $100,000 Building $235,000
2025	$4,925.00 (+6.58%)	$265,000 (+15.38%) Land $80,000 Building $185,000	$265,000 (-) Land $80,000 Building $185,000
2024	$4,621.00 (+9.61%)
2023	$4,216.00	$229,667	$265,000 Land $80,000 Building $185,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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