Chesapeake City property record for 2645 Roundtree Cir, Chesapeake, VA 23323
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,516 sqft · built 1984 |
| Lot Size | 0.459 acres (19,994 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $395,000 (Apr 2026) |
| Tax Bill | $3,359 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Dec 2010 Mortgage + 4 more |
| APN | 0343019000170 |
| Primary APN | 0343019000170 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,516 sqft Living Area |
| 1st Floor Area | 1,260 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,994 sqft (0.459 acres) |
| Lot Dimensions | 201 ft deep x 87 ft wide |
| Garage Type | Detached |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 84 sqft |
| Deck Area | 660 sqft |
| Patio Area | 256 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2645 ROUNDTREE CIR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23323-4243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10S: RESI |
| Legal Description | LOT 17 OAK MANOR SEC 6 |
| Legal Subdivision | OAK MANOR NEWER / DEEP CREEK LANDING |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 21402 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2645 ROUNDTREE CIR, CHESAPEAKE, VA 23323-4243 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 8, 2025 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Dec 8, 2010 | Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING & TRUST CO |
| Aug 19, 2008 | Deed of Trust, Mortgage · Line of Credit BRANCH BANKING & TRUST CO |
| Oct 9, 2007 | Deed of Trust, Mortgage · Line of Credit BRANCH BANKING & TRUST CO |
| Dec 22, 2010 | Deed of Trust, Mortgage · Line of Credit BRANCH BANKING & TRUST CO |
| Apr 27, 2026 | Deed, Transfer · VA Mortgage ZILLOW HOME LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 2026 · Amount on Record |
| Deed Sale | Apr 27, 2026 · Amount on Record |
| Deed Document Number | 202610502 |
| Deed Book / Page | 10971 / 1685 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2645 ROUNDTREE CIR, CHESAPEAKE, VA 23323-4243 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2645 ROUNDTREE CIR, CHESAPEAKE, VA 23323-4243 |
| Document Number | 010903/817 |
|---|---|
| Date | Oct 8, 2025 |
| Book Page | 10903/817 |
| Instrument | 250023472 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2645 ROUNDTREE CIR, CHESAPEAKE, VA 23323-4243 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 008283/186 |
|---|---|
| Date | Dec 8, 2010 |
| Book Page | 8283/186 |
| Name | BRANCH BANKING & TRUST CO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jan 1, 2021 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2645 ROUNDTREE CIR, CHESAPEAKE, VA 23323-4243 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 007583/321 |
|---|---|
| Date | Aug 19, 2008 |
| Book Page | 7583/321 |
| Name | BRANCH BANKING & TRUST CO |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2645 ROUNDTREE CIR, CHESAPEAKE, VA 23323-4243 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 007238/778 |
|---|---|
| Date | Oct 9, 2007 |
| Book Page | 7238/778 |
| Name | BRANCH BANKING & TRUST CO |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2645 ROUNDTREE CIR, CHESAPEAKE, VA 23323-4243 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 008296/497 |
|---|---|
| Date | Dec 22, 2010 |
| Book Page | 8296/497 |
| Name | BRANCH BANKING & TRUST CO |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Apr 27, 2026 |
| Property Address | 2645 ROUNDTREE CIR, CHESAPEAKE, VA 23323-4243 |
| Document Number | 0000010502 |
| Book / Page | 10971 / 1685 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 2026.10502 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $39,895.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2645 ROUNDTREE CIR, CHESAPEAKE, VA 23323-4243 |
| Document Number | 0000010503, |
|---|---|
| Date | Apr 27, 2026 |
| Book Page | 10971/1690 |
| Instrument | 2026.10503 |
| Name | ZILLOW HOME LOANS LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $367,700 (+10.55%) Land $145,000 Building $222,700 | $367,700 (+10.55%) Land $145,000 Building $222,700 | |
| 2025 | $3,359.00 (+5.8%) | $332,600 (+10.83%) Land $140,000 Building $192,600 | $332,600 (+10.83%) Land $140,000 Building $192,600 |
| 2024 | $3,175.00 (+40.11%) | ||
| 2023 | $300,100 (+8.14%) Land $120,000 Building $180,100 | $300,100 (+8.14%) Land $120,000 Building $180,100 | |
| 2022 | $277,500 Land $110,000 Building $167,500 | $277,500 Land $110,000 Building $167,500 | |
| 2019 | $2,266.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 39 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 9 (1989–2020) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Feb 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
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