2645 Rosedale Ave, Soquel, CA 95073 Property Records

Santa Cruz County property record for 2645 Rosedale Ave, Soquel, CA 95073

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,715 sqft · built 1949
Lot Size	0.217 acres (9,453 sqft)
Owner	2 Trust Names on File
Last Sale	$415,000 (Oct 2012)
Tax Bill	$8,401 (2025)
Deeds & Mortgages	Feb 2026 Transfer Sep 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`030-242-13`

Property Details

APN / Parcel Number

Primary APN	`030-242-13`
Alternative APN	`030-242-13-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,715 sqft Living Area

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	9,453 sqft (0.217 acres)
Garage Type	Carport
Garage Area	280 sqft
Carport	Carport
Carport Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2645 ROSEDALE AVE
City	SOQUEL
State	CA
Zip	95073-2634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Subdivision	SOQUEL RHO
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1034
Census Tract	122005

Owner

2645 Rosedale Ave is owner-occupied and held in a trust since October 2012.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2645 ROSEDALE AVE, SOQUEL, CA 95073-2634
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2026	Intrafamily Transfer, Transfer
Sep 28, 2021	Deed of Trust, Mortgage · Line of Credit BAY FCU
Feb 22, 2017	Deed of Trust, Mortgage · Line of Credit BAY FCU
Nov 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2012 · Amount on File
Deed Sale	Oct 16, 2012 · Amount on File
Deed Document Number	201250699
Prior Transfer Date	Mar 25, 2008
Prior Transfer Doc	0000013496
Record Updated	Sep 20, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 6, 2026
Property Address	2645 ROSEDALE AVE, SOQUEL, CA 95073-2634
Document Number	0000002654
Instrument Date	Feb 5, 2026
Instrument	2026-0002654
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2645 ROSEDALE AVE, SOQUEL, CA 95073-2634

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	2645 ROSEDALE AVE, SOQUEL, CA 95073-2634
Transaction Type	Mortgage
Record Updated	Oct 12, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2645 ROSEDALE AVE, SOQUEL, CA 95073-2634

Mortgage

Document Number	0000049244
Date	Sep 28, 2021
Instrument	2021-0049244

Lender

Name	BAY FCU
Type	Credit Union
Address	CAPITOLA, CA 95010

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	302 Months
Due	Nov 15, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	2645 ROSEDALE AVE, SOQUEL, CA 95073-2634
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006272
Date	Feb 22, 2017
Instrument	2017-0006272

Lender

Name	BAY FCU
Type	Credit Union
Address	CAPITOLA, CA 95010

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	302 Months
Due	Apr 15, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	2645 ROSEDALE AVE, SOQUEL, CA 95073-2634
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2645 ROSEDALE AVE, SOQUEL, CA 95073-2634

Mortgage

Document Number	0000048913
Date	Nov 18, 2020
Instrument	2020-0048913

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2645 Rosedale Ave was $8,401.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$607,147 (+2%) Land $312,758 Building $294,389
2025	$8,401.00 Homeowner's exemption	$595,243 Land $306,626 Building $288,617
2023	$7,676.00 (+1.55%)	$572,128 Land $294,719 Building $277,409	$725,400
2022	$7,559.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2645 Rosedale Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2645 Rosedale Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 757 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: AT&T, Cruzio, T-Mobile, Xfinity.

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