Stanislaus County property record for 2645 Riverbend Dr, Modesto, CA 95351
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,590 sqft · built 1998 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $136,000 (Mar 1999) |
| Tax Bill | $2,659 (2026) |
| Deeds & Mortgages | Oct 2025 Transfer Nov 2017 Reverse Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 039-063-012-000 |
| Primary APN | 039-063-012-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,590 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Construction Type | Wood |
| Lot Area | 9,148 sqft (0.21 acres) |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | In-Ground Pool |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2645 RIVERBEND DR |
|---|---|
| City | MODESTO |
| State | CA |
| Zip | 95351-7603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP E5 63 |
| Legal Subdivision | NORTH WOODS 02 |
| Legal Block | 1 |
| Legal Lot Number | 53 |
| Jurisdiction | STANISLAUS CA |
| Township / Civil Division | MODESTO |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 2701 |
Source: Stanislaus County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 2645 RIVERBEND DR, MODESTO, CA 95351-7603 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Living Trust |
| Date | Document |
|---|---|
| Oct 23, 2025 | Intrafamily Transfer, Transfer |
| Nov 22, 2017 | Deed of Trust, Mortgage · Reverse Mortgage OPEN MORTGAGE LLC |
| Nov 15, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 18, 1999 · Amount on Record |
| Deed Sale | Mar 18, 1999 · Amount on Record |
| Deed Document Number | 199928324 |
| Last Transfer Date | Oct 21, 2025 |
| Transfer Doc | 0000052715 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Oct 23, 2025 |
| Property Address | 2645 RIVERBEND DR, MODESTO, CA 95351-7603 |
| Document Number | 0000052715 |
| Map Reference | VOL 36 PG 69 |
| Instrument Date | Oct 21, 2025 |
| Instrument | 2025-0052715 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 2645 RIVERBEND DR, MODESTO, CA 95351-7603 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 2645 RIVERBEND DR, MODESTO, CA 95351-7603 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000086804 |
|---|---|
| Date | Nov 22, 2017 |
| Instrument | 2017-0086804 |
| Name | OPEN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78737 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Type Change Date | Dec 1, 2018 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 2645 RIVERBEND DR, MODESTO, CA 95351-7603 |
| Document Number | 0000086805 |
| Instrument Date | Nov 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2017 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2645 RIVERBEND DR MODESTO CA 953517603, MODESTO, CA 95351-7603 |
| Document Number | 0000086805 |
|---|---|
| Date | Nov 22, 2017 |
| Instrument | 86805 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Stanislaus County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Stanislaus County |
| Municipality | Ceres City |
| Unified School District | Ceres Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,659.00 (+0.11%) | $235,041 (+2%) Land $55,957 Building $179,084 |
| 2025 | $2,656.00 (+9.75%) Homeowner's exemption | $230,433 (+4.04%) Land $54,860 Building $175,573 |
| 2023 | $2,420.00 (+0.96%) Homeowner's exemption | $221,487 Land $52,731 Building $168,756 |
| 2022 | $2,397.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| Spectrum Cable | 1,000 / 35 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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