2645 Ridge Rd, Aurora, IL 60504 Property Records

DuPage County property record for 2645 Ridge Rd, Aurora, IL 60504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 1987
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$157,000 (Mar 2001)
Tax Bill	$7,584 (2025)
Deeds & Mortgages	Sep 2026 Transfer Jun 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-31-407-008`

Property Details

APN / Parcel Number

Primary APN	`07-31-407-008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
Gross Area	2,480 sqft
1st Floor Area	1,248 sqft
Basement Area	1,232 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	10.5 ft deep x 6.9 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2645 RIDGE RD
City	AURORA
State	IL
Zip	60504-6097
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	FOX VALLEY VILLAGES SUB UNIT 6 ALL
Legal Subdivision	FOX VALLEY VILLAGES SUB
Legal Block	3
Legal Lot Number	14
Legal Unit	6
Jurisdiction	DU PAGE IL
Township / Civil Division	NAPERVILLE
Census Block Group	2
Census Block	2003
Census Tract	846511

Owner

Source: DuPage County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2645 RIDGE RD, AURORA, IL 60504-6097
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Jun 21, 2021	Intrafamily Transfer, Transfer · Stand-Alone Refinance WEST SUBURBAN BANK
Apr 10, 2018	Deed of Trust, Mortgage · Line of Credit REPUBLIC BK/CHICAGO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2001 · Amount on Record
Deed Sale	Mar 8, 2001 · Amount on Record
Prior Sale	Jul 13, 1995 · Amount on Record
Deed Document Number	200139408
Last Transfer Date	Aug 28, 2026
Transfer Doc	0000063833
Record Updated	Oct 29, 2026

September 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	DU PAGE IL
Recording Date	Sep 16, 2026
Property Address	2645 RIDGE RD, AURORA, IL 60504-6097
Document Number	0000063833
Instrument Date	Aug 28, 2026
Instrument	202663833
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2645 RIDGE RD, AURORA, IL 60504-6097

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DU PAGE IL
Recording Date	Jun 21, 2021
Property Address	2645 RIDGE RD, AURORA, IL 60504-6097
Document Number	0000095054
Map Reference	DOC R73-34899
Instrument Date	Dec 2, 2020
Instrument	R2021-095054
Transaction Type	Transfer
Record Updated	Jul 6, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	924 W 75TH ST # ST120-13, 924, NAPERVILLE, IL 60565-6193

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2645 RIDGE RD, AURORA, IL 60504-6097

Mortgage

Document Number	0000095055
Date	Jun 21, 2021
Instrument	R2021-095055

Lender

Name	WEST SUBURBAN BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	2645 RIDGE RD, AURORA, IL 60504-6097
Document Number	0000034622
Instrument Date	Apr 10, 2018
Transaction Type	Mortgage
Record Updated	May 9, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2645 RIDGE RD AURORA IL 605046097, AURORA, IL 60504-6097

Mortgage

Document Number	0000034622
Date	Apr 23, 2018
Instrument	34622

Lender

Name	REPUBLIC BK/CHICAGO
Type	Bank
Address	OAK BROOK, IL

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 22, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	DuPage County
County Subdivision	Naperville Township
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,584.00 (+15.91%)	$112,116 (+33.42%) Land $30,012 Building $82,104	$336,348 (+33.42%) Land $90,036 Building $246,312
2022	$6,543.00 Homeowner's exemption	$84,030 Land $22,310 Building $61,720	$252,090 Land $66,930 Building $185,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon, Watch TV.

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