2645 Penfold Ln, Wake Forest, NC 27587 Property Records

Wake County property record for 2645 Penfold Ln, Wake Forest, NC 27587

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,669 sqft · built 2001
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$749,000 (Jun 2023)
Tax Bill	$7,186 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1831.03-32-8148-000`

Property Details

APN / Parcel Number

Primary APN	`1831.03-32-8148-000`
Alternative APNs	`1831.03-32-8148 0278208` `1831328148` `0278208`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,669 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2011
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Hip
Lot Area	20,038 sqft (0.46 acres)
Garage Area	518 sqft

Exterior Amenities

Pool Area	512 sqft
Porch	Screened Porch
Porch Area	244 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	0278208
Street Address	2645 PENFOLD LN
City	WAKE FOREST
State	NC
Zip	27587-5462
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR3
Legal Description	LO72 PRESTWICKE SUB PH2 BM2000-01740
Legal Subdivision	PRESTWICKE SUB PH2
Legal Phase	2
Legal Lot Number	72
Jurisdiction	WAKE NC
Township / Civil Division	WAKE FOREST
Census Block Group	1
Census Block	1023
Census Tract	54203

Owner

2645 Penfold Ln is owned and occupied by two individuals who bought it in June 2023.

Source: Wake County records, as of September 9, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2645 PENFOLD LN, WAKE FOREST, NC 27587-5462
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2023	Warranty Deed, Transfer · Conventional Mortgage COASTAL FCU
Jan 27, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Feb 28, 2018	Deed of Trust, Mortgage · Line of Credit COASTAL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2023 · Amount on File
Deed Sale	Jun 1, 2023 · Amount on File
Prior Sale	Jun 23, 2003 · Amount on File
Deed Book / Page	19349 / 1508
Prior Transfer Date	Jan 21, 2021
Prior Transfer Doc	183100320
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Jun 1, 2023
Property Address	2645 PENFOLD LN, WAKE FOREST, NC 27587-5462
Document Number	19349/1508
Book / Page	19349 / 1508
Map Reference	MB 2000 PG 1740&1741
Instrument Date	May 31, 2023
Transaction Type	Transfer
Record Updated	Jun 14, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,498.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1101 FAIRWAY VILLAS DR, WAKE FOREST, NC 27587-5180

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2645 PENFOLD LN, WAKE FOREST, NC 27587-5462

Mortgage

Document Number	0193491510
Date	Jun 1, 2023
Instrument	19349/1510

Lender

Name	COASTAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Jul 1, 2033
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	1-Year T-Bill
Max Rate	11.5%

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAKE NC
Recording Date	Jan 27, 2021
Property Address	2645 PENFOLD LN, WAKE FOREST, NC 27587-5462
Document Number	183100320
Book / Page	18310 / 320
Map Reference	MB 2000 PG 1740-1741
Instrument Date	Jan 21, 2021
Transaction Type	Transfer
Record Updated	Aug 27, 2021
Title Company	VYLLA TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2645 PENFOLD LN, WAKE FOREST, NC 27587-5462

Mortgage

Document Number	18310322
Date	Jan 27, 2021
Instrument	18310/322

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Feb 1, 2031

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	2645 PENFOLD LN, WAKE FOREST, NC 27587-5462
Document Number	170641061
Instrument Date	Feb 28, 2018
Transaction Type	Mortgage
Record Updated	Mar 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2645 PENFOLD LN WAKE FOREST NC 275875462, WAKE FOREST, NC 27587-5462

Mortgage

Document Number	170641061
Date	Mar 8, 2018
Book Page	017064/001061

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 7, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2645 Penfold Ln was $7,186.

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Municipality	Wake Forest Town
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,186.00	$740,099 Land $100,000 Building $640,099	$740,099 (-) Land $100,000 Building $640,099
2024			$740,099 (+91.04%) Land $100,000 Building $640,099
2023	$4,521.00	$387,414 Land $55,000 Building $332,414	$387,414 Land $55,000 Building $332,414

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2645 Penfold Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Sep 1996 · Hurricane Fran

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2645 Penfold Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Brightspeed, Ting.

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