Virginia Beach City property record for 2645 Pamlico Loop, Virginia Beach, VA 23456
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,487 sqft · built 1995 |
| Lot Size | 0.278 acres (12,141 sqft) |
| Owner | Individual Name on File |
| Last Sale | $229,000 (Mar 2003) |
| Tax Bill | $4,632 (2023) |
| Deeds & Mortgages | May 2021 Mortgage Jan 2020 Mortgage + 2 more |
| APN | 1493-17-4864 |
| Primary APN | 1493-17-4864 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,487 sqft Living Area |
| Gross Area | 2,867 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,141 sqft |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 210 sqft |
| Deck Area | 348 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 2645 PAMLICO LOOP |
|---|---|
| City | VIRGINIA BEACH |
| State | VA |
| Zip | 23456-2465 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 10 |
| Legal Description | COURTHOUSE ESTATES PH 1 SEC M-3 LOT 36 |
| Legal Subdivision | COURTHOUSE ESTATES |
| Legal Lot Number | 36 |
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Township / Civil Division | VIRGINIA BEACH |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 45433 |
2645 Pamlico Loop is owned and occupied by an individual who bought it in March 2003.
Source: Virginia Beach City records, as of October 26, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2645 PAMLICO LOOP, VIRGINIA BEACH, VA 23456-2465 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 7, 2021 | Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC |
| Jan 2, 2020 | Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS |
| Apr 11, 2019 | Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS |
| Apr 19, 2018 | Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 6, 2003 · Amount on File |
| Deed Sale | Mar 6, 2003 · Amount on File |
| Prior Sale | Sep 3, 1999 · Amount on File |
| Deed Document Number | 200302070019377 |
| Prior Transfer Date | Feb 7, 2003 |
| Prior Transfer Doc | 2003020719377 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Property Address | 2645 PAMLICO LOOP, VIRGINIA BEACH, VA 23456-2465 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0000008384 |
|---|---|
| Date | May 7, 2021 |
| Instrument | 202103038384 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Property Address | 2645 PAMLICO LOOP, VIRGINIA BEACH, VA 23456-2465 |
| Document Number | 0000017000 |
| Instrument Date | Jan 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2645 PAMLICO LOOP VIRGINIA BEACH VA 234562465, VIRGINIA BEACH, VA 23456-2465 |
| Document Number | 0000017000 |
|---|---|
| Date | Jan 6, 2020 |
| Instrument | 17000 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 5, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Property Address | 2645 PAMLICO LOOP, VIRGINIA BEACH, VA 23456-2465 |
| Document Number | 0000318610 |
| Instrument Date | Apr 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2645 PAMLICO LOOP VIRGINIA BEACH VA 234562465, VIRGINIA BEACH, VA 23456-2465 |
| Document Number | 0000318610 |
|---|---|
| Date | Apr 23, 2019 |
| Instrument | 318610 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 22, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Property Address | 2645 PAMLICO LOOP, VIRGINIA BEACH, VA 23456-2465 |
| Document Number | 0000334990 |
| Instrument Date | Apr 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000334990 |
|---|---|
| Date | Apr 24, 2018 |
| Instrument | 334990 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 23, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: Virginia Beach City assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Virginia Beach City |
| Unified School District | Virginia Beach City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,632.00 | $467,900 Land $185,000 Building $282,900 | $467,900 Land $185,000 Building $282,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 2645 Pamlico Loop; there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 34 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2645 Pamlico Loop is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VIRGINIA BEACH serves 437,994 people · EPA ID VA3810900 |
|---|---|
| Water Source | Purchased surface water from CITY OF NORFOLK |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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