2645 Orange St, Live Oak, CA 95953 Property Records

Sutter County property record for 2645 Orange St, Live Oak, CA 95953

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,453 sqft · built 1990
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (Nov 2021)
Tax Bill	$4,420 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage May 2020 Mortgage + 1 more
APN	`006-540-044-000`

Property Details

APN / Parcel Number

Primary APN	`006-540-044-000`
Alternative APN	`06-540-044`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,453 sqft Living Area
Gross Area	1,853 sqft
1st Floor Area	1,453 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Wood
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	06-540-044
Street Address	2645 ORANGE ST
City	LIVE OAK
State	CA
Zip	95953-2700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PEACHTREE SUBD UNIT 1 LOT 44 AS SHOWN ON SUBD MAP RECORDED IN BOOK 13 OF SURVEYS, PG 145.
Legal Subdivision	PEACHTREE, UNIT 1
Legal Phase	I
Legal Lot Number	44
Jurisdiction	SUTTER CA
Township / Civil Division	LIVE OAK
Census Block Group	3
Census Block	3004
Census Tract	50702

Owner

2645 Orange St is owned and occupied by two individuals who bought it in November 2021.

Source: Sutter County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2645 ORANGE ST, LIVE OAK, CA 95953-2700
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Grant Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
May 6, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Sep 6, 2018	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2021 · Amount on File
Deed Sale	Nov 1, 2021 · Amount on File
Deed Document Number	202120041
Prior Transfer Date	Apr 22, 2020
Prior Transfer Doc	0000006666
Record Updated	Oct 29, 2026

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUTTER CA
Recording Date	Nov 1, 2021
Property Address	2645 ORANGE ST, LIVE OAK, CA 95953-2700
Document Number	0000020041
Map Reference	MB 13 PG 145
Instrument Date	Oct 27, 2021
Instrument	2021-0020041
Transaction Type	Transfer
Record Updated	Oct 27, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2645 ORANGE ST, LIVE OAK, CA 95953-2700

Mortgage

Document Number	0000020042
Date	Nov 1, 2021
Instrument	2021-0020042

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUTTER CA
Recording Date	May 6, 2020
Property Address	2645 ORANGE ST, LIVE OAK, CA 95953-2700
Document Number	0000006666
Map Reference	MB 13 PG 145
Instrument Date	Apr 22, 2020
Instrument	2020-0006666
Transaction Type	Transfer
Record Updated	Oct 27, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2645 ORANGE ST, LIVE OAK, CA 95953-2700

Mortgage

Document Number	0000006667
Date	May 6, 2020
Instrument	2020-0006667

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

September 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SUTTER CA
Recording Date	Sep 6, 2018
Property Address	2645 ORANGE ST, LIVE OAK, CA 95953-2700
Document Number	0000011856
Instrument Date	Sep 6, 2018
Instrument	11856
Transaction Type	Transfer
Record Updated	Sep 21, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2645 ORANGE ST LIVE OAK CA 959532700, LIVE OAK, CA 95953-2700

Tax Assessment & Valuation

The 2025 property tax bill for 2645 Orange St was $4,420.

Source: Sutter County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Sutter County
Municipality	Live Oak City
Unified School District	Live Oak Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$384,261 (+2%) Land $75,769 Building $308,492	$384,261
2025	$4,420.00	$376,728 Land $74,284 Building $302,444
2023	$4,294.00	$362,100 Land $71,400 Building $290,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2645 Orange St; there have been 2 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1995–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2645 Orange St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LIVE OAK serves 9,687 people · EPA ID CA5110001
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Corridor Wireless Fixed Wireless	100 / 100

May also be available: GeoLinks, Succeed.Net.

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