San Joaquin County property record for 2645 O Hara Dr, Tracy, CA 95376
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,394 sqft · built 1985 |
| Lot Size | 0.169 acres (7,350 sqft) |
| Owner | Individual Name on File |
| Last Sale | $164,500 (Dec 2002) |
| Tax Bill | $5,410 (2026) |
| Deeds & Mortgages | Mar 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 214-160-220-000 |
| Primary APN | 214-160-220-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,394 sqft Living Area |
| 1st Floor Area | 2,394 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 7,350 sqft (0.169 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 214-160-22 |
|---|---|
| Street Address | 2645 O HARA DR |
| City | TRACY |
| State | CA |
| Zip | 95376-7708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REDRAW 891016 FR ORIG APN 211630223 |
| Legal Subdivision | GREENLEAF |
| Legal Block | 1 |
| Legal Lot Number | 22 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 5312 |
2645 O Hara Dr is owned and occupied by an individual who acquired it in October 2024.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2645 O HARA DR, TRACY, CA 95376-7708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 13, 2002 · Amount on File |
| Deed Sale | Dec 13, 2002 · Amount on File |
| Prior Sale | May 31, 2001 · Amount on File |
| Deed Document Number | 2002224944 |
| Last Transfer Date | Oct 10, 2024 |
| Transfer Doc | 0000088331 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Mar 4, 2019 |
| Property Address | 2645 O HARA DR, TRACY, CA 95376-7708 |
| Document Number | 0000021854 |
| Instrument Date | Feb 27, 2019 |
| Instrument | 21854 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2019 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $297.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1750 HALFORD AVE #207 SANTA CLARA CA 950512682, 207, SANTA CLARA, CA 95051-2682 |
| Document Number | 21855 |
|---|---|
| Date | Mar 4, 2019 |
| Instrument | 21855 |
| Name | FIRST BK MTG |
|---|---|
| Type | Mortgage Company |
| Address | ST LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 3, 2049 |
The 2026 property tax bill for 2645 O Hara Dr was $5,410, down 1.5% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,410.00 (-1.48%) | ||
| 2025 | $5,491.00 | $476,471 Land $159,306 Building $317,165 | |
| 2023 | $4,980.00 (+2.07%) | $457,971 Land $153,121 Building $304,850 | $604,440 |
| 2022 | $4,879.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2645 O Hara Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2645 O Hara Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: Matrix Broadband.
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