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2645 N Reston Ter, Hernando, FL 34442 Property Records

Citrus County property record for 2645 N Reston Ter, Hernando, FL 34442 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,828 sqft · built 1980
Lot Size4.84 acres (210,844 sqft)
Owner2 Individual Names on File
Last Sale$320,000 (May 2022)
Tax Bill$4,783 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
Oct 2017 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN18E-18S-24-1A000-014.0

Property Details

APN / Parcel Number

Primary APN18E-18S-24-1A000-014.0
Alternative APNs
  • 18E-18S-24-0000-1A000-0140
  • 2418S18E1A0000140
  • 1953685

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,828 sqft Living Area
Gross Area1,988 sqft
1st Floor Area1,828 sqft
FlooringConcrete/Cement
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1990
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialFiberglass
Lot Area210,844 sqft (4.84 acres)
Lot Dimensions636 ft deep x 331 ft wide
Garage TypeCarport
Garage Area288 sqft
CarportCarport
Carport Area288 sqft

Exterior Amenities

PorchScreened Aluminum Porch
Porch Area190 sqft
Deck Area154 sqft
Patio Area2,000 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number1953685
Street Address2645 N RESTON TER
CityHERNANDO
StateFL
Zip34442-5110
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTH 1/2 OF NORTHEAST 1/4 OF SOUTHWEST 1/4 OF NORTHEAST 1/4 OF SECTION 24 TOWNSHIP 18 SOUTH RANGE 18 EAST BEING LOT 14 SKYLAND MEADOWS AN UNRECORDED SUBDIVISION AND SUBJECT TO A 25 FOOT WIDE EASEMENT ACROSS THE WEST BOUNDARY THEREOF FOR ROAD RIGHT O
Legal Range18E
Legal Township18S
Legal Section24
Legal SubdivisionSKYLAND MEADOWS
Legal Block1A000
Legal Lot Number14
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group1
Census Block1008
Census Tract450103

Owner

Source: Citrus County records · APN 18E-18S-24-1A000-014.0

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2729 N RESTON TER, HERNANDO, FL 34442-5110
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 11, 2022Warranty Deed, Transfer · Conventional Mortgage
BRANNEN BANK
Oct 19, 2017Deed, Transfer
ATTORNEY
Oct 19, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 11, 2022 · Amount on Record
Deed SaleMay 11, 2022 · Amount on Record
Prior SaleOct 19, 2017 · Amount on Record
Deed Document Number202234028
Deed Book / Page3282 / 2491
Prior Transfer DateApr 26, 2022
Prior Transfer Doc0032822491
Record UpdatedJun 08, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateMay 11, 2022
Property Address2645 N RESTON TER, HERNANDO, FL 34442-5110
Document Number0032822491
Book / Page3282 / 2491
Map ReferenceMB 538 PG 105
Instrument DateApr 26, 2022
Instrument2022034028
Transaction TypeTransfer
Record UpdatedMay 30, 2022
Title CompanyNOT AVAILABLE, MANATEE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,240.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name
Address2645 N RESTON TER, 2645, HERNANDO, FL 34442-5110

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2729 N RESTON TER, HERNANDO, FL 34442-5110

Mortgage

Document Number0000032831
DateMay 11, 2022
Instrument3283/1
Lender
NameBRANNEN BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052

October 2017: Deed, Transfer

Document TypeDeed
JurisdictionCITRUS FL
Recording DateOct 19, 2017
Property Address2645 N RESTON TER, HERNANDO, FL 34442-5110
Document Number0028590064
Book / Page2859 / 0064
Instrument DateOct 10, 2017
Instrument2017048008
Transaction TypeTransfer
Record UpdatedNov 30, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2601 UNIVERSITY BLVD W, 2601, JACKSONVILLE, FL 32217-2112

Transferred To (Grantee/Buyer)

NameVerified Name
Address2645 N RESTON TER, HERNANDO, FL 34442-5110

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateOct 19, 2017
Property Address2645 N RESTON TER, HERNANDO, FL 34442-5110
Document Number0028590062
Book / Page002859 / 000062
Instrument DateOct 10, 2017
Instrument48007
Transaction TypeTransfer
Record UpdatedNov 07, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2645 N RESTON TER HERNANDO FL 344425110, HERNANDO, FL 34442-5110

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,783.00 (+6.98%)$308,310 (+6.17%) Land $96,810 Building $211,500$308,310 (+6.17%) Land $96,810 Building $211,500
2024$4,471.00 (+2.95%) Additional exemption filed$290,400 (+4.06%) Land $67,760 Building $222,640$290,400 (+4.06%) Land $67,760 Building $222,640
2023$4,343.00 (+90.07%) Additional exemption filed$279,070 (-16.95%) Land $67,760 Building $211,310$279,070 (-16.95%) Land $67,760 Building $211,310
2022$2,285.00 Homeowner's exemption Additional exemption filed$336,010 Land $82,290 Building $253,720$336,010 Land $82,290 Building $253,720

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120174501031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskModerate
above 62% of the US · above 36% of Florida
Wildfire LikelihoodAbout 1 in 1,042 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 92 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
T-Mobile USAFiber5,000 / 5,000
XfinityCable1,200 / 35
SpectrumCable1,000 / 35
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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