Citrus County property record for 2645 N Annapolis Ave, Hernando, FL 34442
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.991 acres (43,204 sqft) |
| Owner | Individual Name on File |
| Last Sale | $432,000 (Oct 2025) |
| Tax Bill | $500 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Jun 2024 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19E-18S-18-0110-00110-003.0 |
| Primary APN | 19E-18S-18-0110-00110-003.0 |
|---|---|
| Alternative APNs |
|
| Lot Area | 43,204 sqft (0.991 acres) |
|---|---|
| Lot Dimensions | 230 ft deep x 191 ft wide |
| Account Number | 2289899 |
|---|---|
| Old Parcel Number | 1818S19E0110001100030 |
| Street Address | 2645 N ANNAPOLIS AVE |
| City | HERNANDO |
| State | FL |
| Zip | 34442-4716 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | LDR LOW DENSITY RESIDENT |
| Legal Description | CITRUS HILLS 1ST ADD PB 9 PG 73 LOT 3 BLK 11 |
| Legal Range | 19E |
| Legal Township | 18S |
| Legal Section | 19 |
| Legal Subdivision | CITRUS HILLS 1ST ADD (PB9-73) |
| Legal Block | 11 |
| Legal Lot Number | 3 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 450104 |
2645 N Annapolis Ave, residential vacant land, is owned and occupied by an individual who bought it in October 2025.
Source: Citrus County records, as of December 10, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2645 N ANNAPOLIS AVE, HERNANDO, FL 34442-4716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 1, 2025 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jun 17, 2024 | Warranty Deed, Transfer CITRUS TITLE CO LLC, CITRUS TITLE COMPANY LLC |
| Dec 10, 2021 | Warranty Deed, Transfer EQUITABLE TITLE/OCALA LLC, EQUITABLE TITLE OF OCALA LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2025 · Amount on File |
| Deed Sale | Oct 1, 2025 · Amount on File |
| Prior Sale | Jun 17, 2024 · Amount on File |
| Deed Document Number | 2025059631 |
| Deed Book / Page | 3606 / 2366 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Oct 1, 2025 |
| Property Address | 2645 N ANNAPOLIS AVE, HERNANDO, FL 34442-4716 |
| Document Number | 0036062366 |
| Book / Page | 3606 / 2366 |
| Map Reference | MB 9 PG 73-83 |
| Instrument Date | Sep 25, 2025 |
| Instrument | 2025059631 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Title Company | SUNBELT TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,024.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2990 WILLOW BAY TER, CASSELBERRY, FL 32707-6734 |
| Name | Verified Name |
|---|---|
| Address | 2645 N ANNAPOLIS AVE, HERNANDO, FL 34442-4716 |
| Document Number | 0036062369 |
|---|---|
| Date | Oct 1, 2025 |
| Book Page | 3606/2369 |
| Instrument | 2025059632 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Jun 17, 2024 |
| Property Address | 2645 N ANNAPOLIS AVE, HERNANDO, FL 34442-4716 |
| Document Number | 0034770031 |
| Book / Page | 3477 / 31 |
| Map Reference | MB 9 PG 73-83 |
| Instrument Date | Jun 10, 2024 |
| Instrument | 2024035771 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Title Company | CITRUS TITLE CO LLC, CITRUS TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $245.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 755 CRANDON BLVD, MIAMI, FL 33149-2597 |
| Name | Verified Name |
|---|---|
| Address | 22990 WILLOW BAY TERRACE, CASSELBERRY, FL 32707 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Dec 10, 2021 |
| Property Address | 2645 N ANNAPOLIS AVE, HERNANDO, FL 34442-4716 |
| Document Number | 0032331742 |
| Book / Page | 3233 / 1742 |
| Map Reference | MB 8 PG 5&6 |
| Instrument Date | Nov 16, 2021 |
| Instrument | 2021085170 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Title Company | EQUITABLE TITLE/OCALA LLC, EQUITABLE TITLE OF OCALA LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $119.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1311 N HAMILTON RD, COLUMBUS, OH 43230-6797 |
| Name | Verified Name |
|---|---|
| Address | 10327 SW WEST PARK AVE, PORT ST LUCIE, FL 34987-2116 |
The 2025 property tax bill for 2645 N Annapolis Ave was $500 with an additional exemption, up 59.7% from the year before.
Source: Citrus County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $500.00 (+59.74%) Additional exemption filed | $32,000 (+20.75%) Land $32,000 | $32,000 (+20.75%) Land $32,000 |
| 2024 | $313.00 (+8.3%) | $26,500 (+10.42%) Land $26,500 | $26,500 (+10.42%) Land $26,500 |
| 2023 | $289.00 (+21.43%) | $24,000 (+33.33%) Land $24,000 | $24,000 (+33.33%) Land $24,000 |
| 2022 | $238.00 | $18,000 Land $18,000 | $18,000 Land $18,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2645 N Annapolis Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2645 N Annapolis Ave is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROLLING OAKS SUBDIVISION public/private · serves 11,572 people · EPA ID FL6090150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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