2645 Monroe St, Dearborn, MI 48124 Property Records

Wayne County property record for 2645 Monroe St, Dearborn, MI 48124

Property Summary

Property Type	Grocery, Supermarket
Details	6,325 sqft · built 1946
Lot Size	0.38 acres (16,553 sqft)
Owner	Company Name on File
Last Sale	$650,000 (Dec 2018)
Tax Bill	$19,014 (2025)
Deeds & Mortgages	Jul 2019 Line of Credit Dec 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`82-09-271-13-003`

Property Details

APN / Parcel Number

Primary APN	`82-09-271-13-003`

Interior

Stories	1 Story
Building Area	6,325 sqft Total Area

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	118 ft deep x 139 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2645 MONROE ST
City	DEARBORN
State	MI
Zip	48124-3015
Property Category	Commercial
Property Type	Commercial > Retail > Grocery, Supermarket
Local Zoning Code	BB
Legal Description	LOTS 5 TO 10 BERNS DEARBORN RIDGE SUB
Legal Subdivision	BERNS DEARBORN RIDGE
Legal Lot Number	5-10
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	1
Census Block	1015
Census Tract	575000

Owner

2645 Monroe St, a commercial property, is owned by a company that bought it in December 2018.

Source: Wayne County records, as of September 15, 2026

Owner of Record	Company Name on File
Mailing Address	7192 CARLYLE XING, WEST BLOOMFIELD, MI 48322-3278
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2019	Deed of Trust, Mortgage · Line of Credit GENISYS CU
Dec 18, 2018	Warranty Deed, Transfer · Line of Credit SAMONA MAHA H LIVING TR (LT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2018 · Amount on File
Deed Sale	Dec 18, 2018 · Amount on File
Deed Document Number	2018350678
Deed Book / Page	54777 / 363
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	2645 MONROE ST, DEARBORN, MI 48124-3015
Document Number	0551890410
Instrument Date	Jul 30, 2019
Transaction Type	Mortgage
Record Updated	Sep 4, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2645 MONROE ST DEARBORN MI 481243015, DEARBORN, MI 48124-3015

Mortgage

Document Number	0551890410
Date	Jul 31, 2019
Book Page	055189/000410
Instrument	230352

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Dec 18, 2018
Property Address	2645 MONROE ST, DEARBORN, MI 48124-3015
Document Number	0547770363
Book / Page	054777 / 000363
Instrument Date	Dec 10, 2018
Instrument	350678
Transaction Type	Transfer
Record Updated	Feb 22, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,590.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7192 CARLYLE XING WEST BLOOMFIELD MI 483223278, WEST BLOOMFIELD, MI 48322-3278

Mortgage

Document Number	548020189
Date	Dec 18, 2018
Book Page	054802/000189
Instrument	6269

Lender

Name	SAMONA MAHA H LIVING TR (LT)
Address	6901 DOBBS WAY, WEST BLOOMFIELD, MI 48322-3077

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2645 Monroe St was $19,014.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$293,900 (+4.11%)	$587,800 (+4.11%)
2025	$19,014.00	$282,300	$564,600
2023	$19,864.00	$303,000	$606,000
2019	$21,254.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2645 Monroe St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2645 Monroe St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75

May also be available: 123.NET, T-Mobile.

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