2645 Modaff Rd, Naperville, IL 60565 Property Records

Will County property record for 2645 Modaff Rd, Naperville, IL 60565 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,360 sqft · built 1989
Lot Size	0.26 acres (11,169 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (Dec 2013)
Tax Bill	$15,426 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2025 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-01-01-405-012`

Property Details

APN / Parcel Number

Primary APN	`07-01-01-405-012`
Alternative APN	`01014050120000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,360 sqft Total Area
1st Floor Area	1,773 sqft
2nd Floor Area	1,587 sqft
Basement Area	1,121 sqft
Unfinished Basement	1,121 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	11,169 sqft (0.26 acres)
Garage Type	Attached
Garage Area	750 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2645 MODAFF RD
City	NAPERVILLE
State	IL
Zip	60565-4348
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 159 IN KNOCH KNOLL UNIT 1, BEING A SUB OF PRT OF THE E1/2 OF THE SE1/4 OF SEC 1, PRT OF THE SW1/4 OF SEC 6, T37N-R9E.
Legal Range	09E
Legal Township	37N
Legal Section	06
Legal Subdivision	KNOCH KNOLLS
Legal Block	1
Legal Lot Number	159
Legal Unit	1
Jurisdiction	WILL IL
Township / Civil Division	WHEATLAND
Census Block Group	2
Census Block	2006
Census Tract	880304

Owner

Source: Will County records · APN 07-01-01-405-012

Assessment roll updated June 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2645 MODAFF RD, NAPERVILLE, IL 60565-4348
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE MORTGAGE INC
Oct 28, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BUTTON FINANCE INC
Feb 08, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Aug 15, 2024	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Apr 06, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 18, 2013 · Amount on Record
Deed Sale	Dec 18, 2013 · Amount on Record
Prior Sale	Feb 17, 2010 · Amount on Record
Deed Document Number	2013141642
Prior Transfer Date	Sep 05, 2006
Prior Transfer Doc	0000192031
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Recording Date	Jul 29, 2026
Property Address	2645 MODAFF RD, NAPERVILLE, IL 60565-4348
Document Number	0000046655
Instrument Date	Jul 24, 2026
Instrument	202646655
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	2645 MODAFF RD, NAPERVILLE, IL 60565-4348

Mortgage

Document Number	0000046655,
Date	Jul 29, 2026
Instrument	202646655

Lender

Name	CORNERSTONE MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Fixed Rate
Rate	7.5%
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	2645 MODAFF RD, NAPERVILLE, IL 60565-4348
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060372
Date	Oct 28, 2025
Instrument	R2025060372

Lender

Name	BUTTON FINANCE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92126

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	2645 MODAFF RD, NAPERVILLE, IL 60565-4348
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006486
Date	Feb 08, 2023
Instrument	R2023006486

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 01, 2043

Interest

Rate	10.9%

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	2645 MODAFF RD, NAPERVILLE, IL 60565-4348
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041448
Date	Aug 15, 2024
Instrument	R2024041448

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	2645 MODAFF RD, NAPERVILLE, IL 60565-4348
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025640
Date	Apr 06, 2020
Instrument	R2020025640

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2050

Interest

Rate	3.62%

Tax Assessment & Valuation

Source: Will County records · Assessment roll updated June 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Wheatland Township
Municipality	Naperville City
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,426.00 (+24.76%)
2024		$232,320 (+31.5%) Land $43,308 Building $189,012	$696,960 (+31.5%) Land $129,924 Building $567,036
2022	$12,365.00 Homeowner's exemption	$176,668 Land $36,190 Building $140,478	$530,004 Land $108,570 Building $421,434

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Will County (17197C), updated June 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 331 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
AT&T	DSL	100 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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