St. Louis County property record for 2645 Midway Rd, Duluth, MN 55810 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,360 sqft · built 1958 |
| Lot Size | 1.57 acres (68,700 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $319,900 (Dec 2025) |
| Tax Bill | $2,446 (2026) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Oct 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 450-0140-00080 |
| Primary APN | 450-0140-00080 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,360 sqft Gross Area |
| 1st Floor Area | 1,360 sqft |
| Basement Area | 458 sqft |
| Finished Basement | 458 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 68,700 sqft (1.57 acres) |
| Garage Area | 416 sqft |
| Deck Area | 48 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1192577 |
|---|---|
| Street Address | 2645 MIDWAY RD |
| City | DULUTH |
| State | MN |
| Zip | 55810-2112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 7 AND 8 SERIAL # |
| Legal Subdivision | WEST NOPEMING TOWN OF MIDWAY |
| Legal Lot Number | 7-8 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | MIDWAY |
| Census Block Group | 1 |
| Census Block | 1059 |
| Census Tract | 10200 |
Source: St. Louis County records · APN 450-0140-00080
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2645 MIDWAY RD, DULUTH, MN 55810-2112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 18, 2025 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Oct 11, 2018 | Warranty Deed, Transfer · Conventional with PMI US BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 18, 2025 · Amount on Record |
| Deed Sale | Dec 18, 2025 · Amount on Record |
| Prior Sale | Oct 11, 2018 · Amount on Record |
| Deed Document Number | 20251524438 |
| Prior Transfer Date | May 05, 2016 |
| Prior Transfer Doc | 00A1284039 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Dec 18, 2025 |
| Property Address | 2645 MIDWAY RD, DULUTH, MN 55810-2112 |
| Document Number | 0001524438 |
| Instrument Date | Dec 01, 2025 |
| Instrument | 1524438 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Title Company | THE TITLE FIRM, THE TITLE TEAM |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,055.67 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2645 MIDWAY RD, DULUTH, MN 55810-2112 |
| Document Number | 0001524439 |
|---|---|
| Date | Dec 18, 2025 |
| Instrument | 1524439 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Oct 11, 2018 |
| Property Address | 2645 MIDWAY RD, DULUTH, MN 55810-2112 |
| Document Number | 00A1342399 |
| Instrument Date | Aug 31, 2018 |
| Instrument | A1342399 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2020 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $599.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2645 MIDWAY RD DULUTH MN 558102112, DULUTH, MN 55810-2112 |
| Document Number | A1342400 |
|---|---|
| Date | Oct 11, 2018 |
| Instrument | A1342400 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 10, 2048 |
| Document Number | A1342402, |
|---|---|
| Date | Oct 11, 2018 |
| Instrument | A1342402 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 10, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Midway Township |
| Unified School District | Proctor Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,446.00 (+5.16%) Homeowner's exemption | ||
| 2025 | $2,326.00 (+5.63%) Homeowner's exemption | $264,500 (+14.45%) Land $46,000 Building $218,500 | $264,500 (+14.45%) Land $46,000 Building $218,500 |
| 2024 | $2,202.00 | $231,100 (+16.42%) Land $32,700 Building $198,400 | $231,100 (+16.42%) Land $32,700 Building $198,400 |
| 2022 | $198,500 Land $31,300 Building $167,200 | $198,500 Land $31,300 Building $167,200 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370102001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Nearby Flood Claims | 2 (2018–2019) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2019, rainfall accumulation |
| Wildfire Risk | Low above 20% of the US · above 39% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures