2645 Meriwether Dr, Charlottesville, VA 22901 Property Records

Albemarle County property record for 2645 Meriwether Dr, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,142 sqft · built 1976
Lot Size	1.15 acres (50,094 sqft)
Owner	Individual Name on File
Last Sale	$519,000 (Jul 2026)
Tax Bill	$4,679 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`058B0-00-0B-01500`

Property Details

APN / Parcel Number

Primary APN	`058B0-00-0B-01500`
Alternative APN	`19364`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,142 sqft Finished Area
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2018
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	50,094 sqft (1.15 acres)

Exterior Amenities

Porch	Slab
Porch Area	53 sqft
Deck Area	190 sqft
Patio Area	140 sqft
Shed	1 Shed
Shed Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Street Address	2645 MERIWETHER DR
City	CHARLOTTESVILLE
State	VA
Zip	22901-9512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VILLAGE RE
Legal Description	MERIWETHER HILL LOT 15 BLK B SEC 3
Legal Subdivision	MERIWETHER HILL
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	5
Census Block	5007
Census Tract	11000

Owner

2645 Meriwether Dr is owned and occupied by an individual who bought it in July 2026.

Source: Albemarle County records, as of August 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2645 MERIWETHER DR, CHARLOTTESVILLE, VA 22901-9512
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE
Nov 12, 2019	Grant Deed, Transfer · Conventional with PMI NFM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2026 · Amount on File
Deed Sale	Jul 31, 2026 · Amount on File
Prior Sale	Nov 12, 2019 · Amount on File
Deed Document Number	20267596
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jul 31, 2026
Property Address	2645 MERIWETHER DR, CHARLOTTESVILLE, VA 22901-9512
Document Number	0000007596
Instrument Date	Apr 1, 2026
Instrument	20267596
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$52,419.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2645 MERIWETHER DR, CHARLOTTESVILLE, VA 22901-9512

Mortgage

Document Number	0000007597,
Date	Jul 31, 2026
Instrument	20267597

Lender

Name	FIRST HERITAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Nov 12, 2019
Property Address	2645 MERIWETHER DR, CHARLOTTESVILLE, VA 22901-9512
Document Number	0000012443
Book / Page	005242 / 000022
Instrument Date	Nov 7, 2019
Instrument	12443
Transaction Type	Transfer
Record Updated	Dec 13, 2019
Title Company	CHARLOTTESVILLE SETTLEMENT COMPANY, CHARLOTTESVILLE SETTLEMENT CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$334.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2645 MERIWETHER DR CHARLOTTESVILLE VA 229019512, CHARLOTTESVILLE, VA 22901-9512

Mortgage

Document Number	12444
Date	Nov 12, 2019
Book Page	005242/000026
Instrument	12444

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 11, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 2645 Meriwether Dr was $4,679, up 9.6% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,679.00 (+9.6%)	$523,400 (+9.59%) Land $236,100 Building $287,300	$523,400 (+9.59%) Land $236,100 Building $287,300
2025	$4,269.00	$477,600 Land $212,400 Building $265,200	$477,600 Land $212,400 Building $265,200
2023	$3,246.00	$380,200 Land $192,700 Building $187,500	$380,200 Land $192,700 Building $187,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2645 Meriwether Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	May 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2645 Meriwether Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Brightspeed, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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