2645 McCain Rd, Lancaster, SC 29720 Property Records

Lancaster County property record for 2645 McCain Rd, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,225 sqft · built 2018
Lot Size	1.21 acres (52,708 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,335 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0110-00-028.06`

Property Details

APN / Parcel Number

Primary APN	`0110-00-028.06`
Alternative APN	`96044`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,225 sqft Living Area
Gross Area	2,690 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	52,708 sqft (1.21 acres)
Porch	Porch
Porch Area	265 sqft
Deck Area	200 sqft

Location & Zoning

Account Number	96044
Street Address	2645 MCCAIN RD
City	LANCASTER
State	SC
Zip	29720
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	LANCASTER SC
Township / Civil Division	HEATH SPRINGS
Census Block Group	1
Census Block	1003
Census Tract	10300

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2645 MCILWAIN RD, LANCASTER, SC 29720-9571
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jan 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Mar 12, 2020	Deed of Trust, Mortgage FREEDOM MTG
Dec 15, 2017	Trustee's Deed, Construction Loan · Construction Mortgage CAROLINA COUNTRY HOMES
Jan 2, 2018	Trustee's Deed, Construction Loan · Construction Mortgage CAROLINA COUNTRY HOMES

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	2645 MCCAIN RD, LANCASTER, SC 29720
Transaction Type	Mortgage
Record Updated	Nov 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021747
Date	Oct 26, 2021
Book Page	4570/247
Instrument	2021021747

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Jun 1, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	2645 MCCAIN RD, LANCASTER, SC 29720
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000202
Date	Jan 6, 2021
Book Page	4254/128
Instrument	2021000202

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	352 Months
Due	May 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	2645 MCCAIN RD, LANCASTER, SC 29720
Document Number	0000004466
Instrument Date	Mar 12, 2020
Transaction Type	Mortgage
Record Updated	May 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2645 MCILWAIN RD LANCASTER SC 297209571, LANCASTER, SC 29720-9571

Mortgage

Document Number	0000004466
Date	Mar 19, 2020
Book Page	003952/000139
Instrument	4466

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2050

December 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LANCASTER SC
Recording Date	Dec 15, 2017
Property Address	2645 MCCAIN RD, LANCASTER, SC 29720
Book / Page	003473 / 000178
Instrument Date	Dec 14, 2017
Instrument	18390
Transaction Type	Construction Loan
Record Updated	May 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018390
Date	Dec 15, 2017
Book Page	003473/000178
Instrument	18390

Lender

Name	CAROLINA COUNTRY HOMES
Address	617 HIGHWAY 9 BYP E, LANCASTER, SC 29720

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 14, 2018

January 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LANCASTER SC
Recording Date	Jan 2, 2018
Property Address	2645 MCCAIN RD, LANCASTER, SC 29720
Book / Page	003482 / 000089
Instrument Date	Dec 14, 2017
Instrument	22
Transaction Type	Construction Loan
Record Updated	May 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000022
Date	Jan 2, 2018
Book Page	003482/000089
Instrument	22

Lender

Name	CAROLINA COUNTRY HOMES
Address	617 HIGHWAY 9 BYP E, LANCASTER, SC 29720

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2019

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,335.00 (+9.61%)	$9,135 (+14.99%) Land $662 Building $8,473	$288,300 (+45.17%) Land $20,900 Building $267,400
2024	$1,218.00 (+0.41%)
2023	$1,213.00	$7,944 Land $644 Building $7,300	$198,600 Land $16,100 Building $182,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 64% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
RiverNet Connect Fiber	1,000 / 1,000

May also be available: Comporium.

Cell Coverage

5G and 4G LTE (outdoors only)

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