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2645 Locust St, Denver, CO 80207 Property Records

Denver City property record for 2645 Locust St, Denver, CO 80207

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,480 sqft · built 1946
Lot Size0.186 acres (8,120 sqft)
Owner2 Individual Names on File
Last Sale$258,333 (Aug 2006)
Tax Bill$4,245 (2025)
Deeds & MortgagesSep 2021 Mortgage
Sep 2022 Line of Credit
APN01293-31-004-000

Property Details

APN / Parcel Number

Primary APN01293-31-004-000
Alternative APNs
  • 670329331004
  • 160546411

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area2,480 sqft Living Area
Gross Area1,240 sqft
1st Floor Area1,240 sqft
Basement Area1,240 sqft
Finished Basement1,240 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Exterior MaterialBrick
Lot Area8,120 sqft (0.186 acres)
Garage TypeAttached
Garage Area254 sqft
PorchEnclosed Frame Porch
Porch Area556 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address2645 LOCUST ST
CityDENVER
StateCO
Zip80207-3451
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeE-SU-DX
Legal DescriptionLOUSTANO AVENUE HEIGHTS B2 L33 & 34 & S 15FT OF L35
Legal SubdivisionLOUSTANO AVENUE HEIGHTS
Legal Block5
Legal Lot Number33
JurisdictionDENVER CO
Township / Civil DivisionDENVER
Census Block Group5
Census Block5014
Census Tract4104

Owner

2645 Locust St is owned by two individuals who bought it in August 2006.

Source: Denver City records, as of May 29, 2026

Owner of Record2 Individual Names on File
Mailing Address7609 6TH AVE, BROOKLYN, NY 11209-3317
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Sep 28, 2022Deed of Trust, Mortgage · Line of Credit
HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 8, 2006 · Amount on File
Deed SaleAug 8, 2006 · Amount on File
Prior SaleApr 30, 2004 · Amount on File
Deed Document Number2006127081
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDENVER CO
Property Address2645 LOCUST ST, DENVER, CO 80207-3451
Transaction TypeMortgage
Record UpdatedJun 8, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000173250
DateSep 13, 2021
Instrument2021173250
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueOct 1, 2036

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDENVER CO
Property Address2645 LOCUST ST, DENVER, CO 80207-3451
Transaction TypeMortgage
Record UpdatedJun 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000126001
DateSep 28, 2022
Instrument2022126001
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeLine of Credit
AmountAmount on Record
Term121 Months
DueOct 20, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 2645 Locust St was $4,245.

Source: Denver City assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateColorado
County / MunicipalityDenver City
Unified School DistrictDenver County School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,245.00$55,490 Land $37,380 Building $37,380$787,100 Land $530,200 Building $256,900
2023$3,558.00$45,930 (+25.18%) Land $36,910 Building $9,020$740,500 (+40.27%) Land $605,900 Building $134,600
2022$36,690 Land $26,320 Building $10,370$527,900 Land $378,700 Building $149,200
2021$2,816.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 2645 Locust St.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2645 Locust St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDENVER WATER BOARD
serves 1,287,000 people · EPA ID CO0116001
Water SourceSurface water
Last State InspectionAug 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting33
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 685 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area		2,000 / 1,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		1,000 / 75
LiveWireNet
Fixed Wireless		250 / 100
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Aerux Broadband.

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