2645 Ledgemont Ct, Clermont, FL 34711 Property Records

Lake County property record for 2645 Ledgemont Ct, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,447 sqft · built 2003
Lot Size	0.446 acres (19,423 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Dec 2021)
Tax Bill	$6,139 (2024)
Deeds & Mortgages	Oct 2022 Transfer Dec 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-23-26-1910-000-00600`

Property Details

APN / Parcel Number

Primary APN	`03-23-26-1910-000-00600`
Alternative APNs	`262303191000000600` `3807264`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,447 sqft Living Area
Gross Area	2,887 sqft
1st Floor Area	2,447 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	19,423 sqft (0.446 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened/Unfinished Porch
Porch Area	644 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3807264
Street Address	2645 LEDGEMONT CT
City	CLERMONT
State	FL
Zip	34711-6676
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	CLERMONT SOMERSET ESTATES PHASE II REPLAT SUB LOT 6 PB 46 PGS 41-42 ORB 5852 PG 1424 ORB 6032 PG 2064
Legal Range	26E
Legal Township	23S
Legal Section	3
Legal Subdivision	CLERMONT SOMERSET ESTATES PHASE II REPLA
Legal Tract	1910
Legal Block	1
Legal Lot Number	6
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1053
Census Tract	31306

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2645 LEDGEMONT CT, CLERMONT, FL 34711-6676
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2022	Intrafamily Transfer, Transfer
Dec 8, 2021	Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC
Dec 12, 2018	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Dec 12, 2018	Quit Claim Deed, Transfer EQUITABLE TITLE/CELEBRATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2021 · Amount on Record
Deed Sale	Dec 8, 2021 · Amount on Record
Prior Sale	Dec 12, 2018 · Amount on Record
Deed Document Number	2021169218
Deed Book / Page	5852 / 1424
Last Transfer Date	Mar 14, 2022
Transfer Doc	0060322064
Record Updated	Sep 20, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE FL
Recording Date	Oct 4, 2022
Property Address	2645 LEDGEMONT CT, CLERMONT, FL 34711-6676
Document Number	0060322064
Book / Page	6032 / 2064
Map Reference	MB 46 PG 41&42
Instrument Date	May 11, 2022
Instrument	2022131306
Transaction Type	Transfer
Record Updated	May 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1020 JILLIAM WAY, WINTER GARDEN, FL 34787-4852

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2645 LEDGEMONT CT, CLERMONT, FL 34711-6676

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Dec 8, 2021
Property Address	2645 LEDGEMONT CT, CLERMONT, FL 34711-6676
Document Number	0058521424
Book / Page	5852 / 1424
Map Reference	MB 46 PG 41&42
Instrument Date	Nov 1, 2021
Instrument	2021169218
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	PUBLIC TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	979 W MONTROSE ST, CLERMONT, FL 34711-2055

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2645 LEDGEMONT CT, CLERMONT, FL 34711-6676

Mortgage

Document Number	0058521427
Date	Dec 8, 2021
Instrument	5852/1427

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Dec 12, 2018
Property Address	2645 LEDGEMONT CT, CLERMONT, FL 34711-6676
Document Number	0052100536
Book / Page	005210 / 000536
Instrument Date	Nov 9, 2018
Instrument	143326
Transaction Type	Transfer
Record Updated	Dec 26, 2018
Title Company	EQUITABLE TITLE/CELEBRATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,002.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2645 LEDGEMONT CT CLERMONT FL 347116676, CLERMONT, FL 34711-6676

Mortgage

Document Number	52100538
Date	Dec 12, 2018
Book Page	005210/000538
Instrument	143327

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MT 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 11, 2048

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	Dec 12, 2018
Property Address	2645 LEDGEMONT CT, CLERMONT, FL 34711-6676
Document Number	0052100529
Book / Page	005210 / 000529
Instrument Date	Nov 2, 2018
Instrument	143320
Transaction Type	Transfer
Record Updated	Dec 24, 2018
Title Company	EQUITABLE TITLE/CELEBRATION

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2645 LEDGEMONT CT CLERMONT FL 347116676, CLERMONT, FL 34711-6676

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$402,641 (-) Land $100,000 Building $302,641	$402,641 (-) Land $100,000 Building $302,641
2025		$402,641 (+2.97%) Land $100,000 Building $302,641	$402,641 (+2.97%) Land $100,000 Building $302,641
2024	$6,139.00 (+1.22%)
2023	$6,065.00 (-1.78%) Homeowner's exemption	$391,017 (+10.21%)	$391,017 (+10.21%) Land $100,000 Building $291,017
2022	$6,175.00	$354,805	$354,805 Land $43,000 Building $311,805

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 50 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	50 in force
Nearby Flood Claims	4 (1995–2017)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: CenturyLink, Verizon.

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