2645 Hispanola Ave, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 2645 Hispanola Ave, Saint Augustine, FL 32086

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,248 sqft · built 1984
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Nov 2020)
Tax Bill	$1,078 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`100460-0840`

Property Details

APN / Parcel Number

Primary APN	`100460-0840`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,128 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2008
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Porch	Screened Porch
Porch Area	120 sqft
Deck Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2645 HISPANOLA AVE
City	SAINT AUGUSTINE
State	FL
Zip	32086-5327
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RMH
Legal Description	10-33 KINGS ROAD ESTATES UNIT 1 LOT 84 OR5093/1965
Legal Range	29E
Legal Township	07S
Legal Section	36
Legal Subdivision	KINGS ROAD ESTATES UNIT 1
Legal Block	4
Legal Lot Number	84
Legal Unit	1
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4027
Census Tract	21301

Owner

2645 Hispanola Ave, a mobile home, is owned and occupied by an individual who bought it in November 2020.

Source: St. Johns County records, as of June 17, 2026

Owner of Record	Individual Name on File
Mailing Address	2645 HISPANOLA AVE, SAINT AUGUSTINE, FL 32086-5327
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2020 · Amount on File
Deed Sale	Nov 9, 2020 · Amount on File
Prior Sale	Jan 5, 2006 · Amount on File
Deed Document Number	2020100786
Deed Book / Page	5093 / 1965
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Nov 9, 2020
Property Address	2645 HISPANOLA AVE, SAINT AUGUSTINE, FL 32086-5327
Document Number	0050931965
Book / Page	5093 / 1965
Map Reference	MB 10 PG 32&33
Instrument Date	Oct 16, 2020
Instrument	2020100786
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ATLAS TITLE AND ESCROW SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	904 FOX RUN CIR, 904, CRANBERRY TWP, PA 16066-4028

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2645 HISPANOLA AVE, SAINT AUGUSTINE, FL 32086-5327

Mortgage

Document Number	50931968
Date	Nov 9, 2020
Instrument	5093/1968

Lender

Name	VYSTAR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2645 Hispanola Ave was $1,078 with a homeowner's exemption, up 19.2% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$96,341 (+2.7%)	$151,219 (+0.46%) Land $50,000 Building $101,219
2025	$1,078.00 (+19.25%) Homeowner's exemption	$93,808 (+2.9%)	$150,525 (-3.29%) Land $50,000 Building $100,525
2024	$904.00 (+2.73%) Homeowner's exemption	$91,164 (+3%)	$155,642 (+15.26%) Land $50,000 Building $105,642
2023	$880.00 (+5.39%) Homeowner's exemption	$88,509 (+3%)	$135,030 (+10.73%) Land $50,000 Building $85,030
2022	$835.00 Homeowner's exemption	$85,931	$121,940 Land $50,400 Building $71,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2645 Hispanola Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	39 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2645 Hispanola Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20