2645 Hilltop Divide Ln, Leander, TX 78641 Property Records

Travis County property record for 2645 Hilltop Divide Ln, Leander, TX 78641

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,581 sqft · built 2014
Lot Size	0.249 acres (10,877 sqft)
Owner	Individual Name on File
Tax Bill	$12,051 (2024)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0504400806`

Property Details

APN / Parcel Number

Primary APN	`0504400806`
Alternative APNs	`05044008060000` `836558`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,581 sqft Living Area
Gross Area	4,201 sqft
1st Floor Area	2,208 sqft
2nd Floor Area	1,373 sqft

Exterior

Year Built	Built 2014
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,877 sqft (0.249 acres)
Garage Type	Attached
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	317 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	836558
Street Address	2645 HILLTOP DIVIDE LN
City	LEANDER
State	TX
Zip	78641-4972
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 BLK J BLUFFS AT CRYSTAL FALLS SEC 2 PHS 2E
Legal Subdivision	BLUFFS AT CRYSTAL FALLS SEC 2 PHS 2E
Legal Phase	2E
Legal Block	J
Legal Lot Number	12
Jurisdiction	TRAVIS TX
Township / Civil Division	NORTHWEST TRAVIS
Census Block Group	1
Census Block	1014
Census Tract	36100

Owner

2645 Hilltop Divide Ln is owned and occupied by an individual who acquired it in March 2022.

Source: Travis County records, as of November 3, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2645 HILLTOP DIVIDE LN, LEANDER, TX 78641-4972
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK
Mar 16, 2022	Intrafamily Transfer, Transfer
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK
Jul 15, 2019	Intrafamily Transfer, Transfer
Oct 11, 2018	Trustee's Deed, Construction Loan · Construction Mortgage INTERNATIONAL BK/COMMERCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2016
Deed Sale	Nov 1, 2016
Prior Sale	Jul 15, 2019
Deed Document Number	0000182543
Last Transfer Date	Mar 16, 2022
Transfer Doc	0000049125
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	2645 HILLTOP DIVIDE LN, LEANDER, TX 78641-4972
Transaction Type	Mortgage
Record Updated	Mar 25, 2022
Title Company	TEXAS NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040567
Date	Mar 4, 2022
Instrument	2022040567

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	MCKINNEY, TX 75070

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TRAVIS TX
Recording Date	Mar 16, 2022
Property Address	2645 HILLTOP DIVIDE LN, LEANDER, TX 78641-4972
Document Number	0000049125
Map Reference	DOC 201300249
Instrument Date	Mar 8, 2022
Instrument	2022049125
Transaction Type	Transfer
Record Updated	Apr 4, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2645 HILLTOP DIVIDE LN, LEANDER, TX 78641-4972

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	2645 HILLTOP DIVIDE LN, LEANDER, TX 78641-4972
Transaction Type	Mortgage
Record Updated	Nov 11, 2021
Title Company	TEXAS NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040112
Date	Feb 26, 2021
Instrument	2021040112

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	MCKINNEY, TX 75069

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TRAVIS TX
Recording Date	Jul 15, 2019
Property Address	2645 HILLTOP DIVIDE LN, LEANDER, TX 78641-4972
Document Number	0000104545
Map Reference	DOC 201300249
Instrument Date	Jun 20, 2019
Instrument	2019104545
Transaction Type	Transfer
Record Updated	Nov 11, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2645 HILLTOP DIVIDE LN, LEANDER, TX 78641-4972

October 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	TRAVIS TX
Recording Date	Oct 11, 2018
Property Address	2645 HILLTOP DIVIDE LN, LEANDER, TX 78641-4972
Instrument Date	Sep 24, 2018
Instrument	161033
Transaction Type	Construction Loan
Record Updated	Oct 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2645 HILLTOP DIVIDE LN LEANDER TX 786414972, LEANDER, TX 78641-4972

Mortgage

Document Number	0000161033
Date	Oct 11, 2018
Instrument	161033

Lender

Name	INTERNATIONAL BK/COMMERCE
Type	Bank
Address	AUSTIN, TX 78758

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 10, 2038

Tax Assessment & Valuation

Source: Travis County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Leander City
County	Travis County
Unified School District	Leander Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$736,533 Land $195,536 Building $581,524	$777,060 Land $195,536 Building $581,524
2024	$12,051.00
2023		$887,545 Land $170,000 Building $717,545	$887,545 Land $170,000 Building $717,545
2022	$11,298.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2645 Hilltop Divide Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2645 Hilltop Divide Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LEANDER serves 98,330 people · EPA ID TX2460012
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum, VTX Communications, Western Broadband.

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