2645 Highland Oaks Dr, Eugene, OR 97405 Property Records

Lane County property record for 2645 Highland Oaks Dr, Eugene, OR 97405

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,876 sqft · built 2003
Lot Size	0.11 acres (4,792 sqft)
Owner	Trust Name on File
Last Sale	$310,000 (Dec 2011)
Tax Bill	$7,452 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-04-02-13-00804-000`

Property Details

APN / Parcel Number

Primary APN	`18-04-02-13-00804-000`
Alternative APN	`1718590`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,876 sqft Finished Area
1st Floor Area	1,266 sqft
2nd Floor Area	610 sqft

Exterior

Year Built	Built 2003
Exterior Material	Composition/Composite
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Attached
Garage Area	473 sqft
Parking Spaces	2 Parking Spaces
Patio Area	800 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	1718590
Street Address	2645 HIGHLAND OAKS DR
City	EUGENE
State	OR
Zip	97405-5921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-LOW-DENSITY RES
Legal Description	LOT:2 SEC/TWN/RNG/MER:SEC 02 TWN 18 RNG 04
Legal Range	04W
Legal Township	18S
Legal Section	02
Legal Quarter	NE
Quarter-Quarter Section	SW
Legal Subdivision	LAND PARTITION 2002-P1641
Legal Lot Number	2
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	1
Census Block	1004
Census Tract	4404

Owner

2645 Highland Oaks Dr is owner-occupied and held in a trust since June 2017.

Source: Lane County records, as of October 27, 2025

Owner of Record	Trust Name on File
Mailing Address	2645 HIGHLAND OAKS DR, EUGENE, OR 97405-5921
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Nov 5, 2018	Deed of Trust, Mortgage OTHER
Jun 29, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2011 · Amount on File
Deed Sale	Dec 7, 2011 · Amount on File
Prior Sale	Dec 7, 2011 · Amount on File
Deed Document Number	0000055762
Last Transfer Date	Jun 29, 2017
Transfer Doc	0000031655
Record Updated	Jun 8, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	2645 HIGHLAND OAKS DR, EUGENE, OR 97405-5921
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030679
Date	Jun 27, 2017
Instrument	2017-030679

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	SAN BRUNO, CA 94066

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	2645 HIGHLAND OAKS DR, EUGENE, OR 97405-5921
Document Number	0000055785
Instrument Date	Nov 5, 2018
Transaction Type	Mortgage
Record Updated	Dec 17, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2645 HIGHLAND OAKS DR EUGENE OR 974055921, EUGENE, OR 97405-5921

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LANE OR
Recording Date	Jun 29, 2017
Property Address	2645 HIGHLAND OAKS DR, EUGENE, OR 97405-5921
Document Number	0000031655
Instrument Date	Jun 16, 2017
Instrument	31655
Transaction Type	Transfer
Record Updated	Jul 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2645 HIGHLAND OAKS DR EUGENE OR 974055921, EUGENE, OR 97405-5921

Tax Assessment & Valuation

The 2025 property tax bill for 2645 Highland Oaks Dr was $7,452.

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Eugene City
Unified School District	Eugene School District 4J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,452.00	$382,495	$591,429 Land $118,180 Building $473,249
2023	$7,172.00 (+4.03%)	$360,539 (+3%)	$578,189 (+4.75%) Land $114,347 Building $463,842
2022	$6,894.00	$350,038	$551,991 Land $97,273 Building $454,718

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2645 Highland Oaks Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 26, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2645 Highland Oaks Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.7% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hunter Communications Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile.

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