2645 Freymuth Rd, O Fallon, MO 63366 Property Records

St. Charles County property record for 2645 Freymuth Rd, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,998 sqft · built 1985
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Feb 2023)
Tax Bill	$3,965 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Feb 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`291180D000`

Property Details

APN / Parcel Number

Primary APN	`291180D000`
Alternative APN	`2-0086-3035-00-0027.3000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,998 sqft Living Area
Gross Area	3,200 sqft
1st Floor Area	1,286 sqft
Basement Area	1,186 sqft
Finished Basement	712 sqft
Unfinished Basement	474 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	217,800 sqft
Garage Type	Attached
Garage Area	728 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	138 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	291180D000
Street Address	2645 FREYMUTH RD
City	O FALLON
State	MO
Zip	63366-5009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA1
Legal Description	PT SURVEY 3035
Legal Subdivision	MACKEYS/US SURV 3035
Legal Lot Number	27
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	1
Census Block	1001
Census Tract	312001

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2645 FREYMUTH RD, O FALLON, MO 63366-5009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Deed of Trust, Mortgage · VA Mortgage JLB CORP
Feb 13, 2023	Warranty Deed, Transfer · VA Mortgage JPMORGAN CHASE BANK NA
Sep 8, 2021	Warranty Deed, Transfer · Line of Credit AMERICAN BANK OF MISSOURI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2023 · Amount on Record
Deed Sale	Feb 13, 2023 · Amount on Record
Prior Sale	Sep 8, 2021 · Amount on Record
Deed Document Number	20235288
Prior Transfer Date	Oct 4, 2019
Prior Transfer Doc	0000552950
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2645 FREYMUTH RD, O FALLON, MO 63366-5009
Transaction Type	Mortgage
Record Updated	Dec 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2645 FREYMUTH RD, O FALLON, MO 63366-5009

Mortgage

Document Number	0000051807
Date	Nov 18, 2025
Instrument	2025R-051807

Lender

Name	JLB CORP
Type	Mortgage Company
Address	62146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 13, 2023
Property Address	2645 FREYMUTH RD, O FALLON, MO 63366-5009
Document Number	0000005288
Instrument Date	Feb 9, 2023
Instrument	2023R-005288
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	SELECT TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2645 FREYMUTH RD, O FALLON, MO 63366-5009

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2645 FREYMUTH RD, O FALLON, MO 63366-5009

Mortgage

Document Number	0000005289
Date	Feb 13, 2023
Instrument	2023R-005289

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 8, 2021
Property Address	2645 FREYMUTH RD, O FALLON, MO 63366-5009
Document Number	0000075085
Instrument Date	Aug 25, 2021
Instrument	2021R-075085
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1703 BRIARMANOR DR, LAKE ST LOUIS, MO 63367-6446

Mortgage

Document Number	0000075086
Date	Sep 8, 2021
Instrument	2021R-075086

Lender

Name	AMERICAN BANK OF MISSOURI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,816 (-)	$351,664 (-) Land $141,100 Building $210,564
2025	$3,965.00 (+5.65%)	$66,816 (+8.67%)	$351,664 (+8.67%) Land $141,100 Building $210,564
2024	$3,753.00
2023		$61,483
2022			$323,593 Land $124,500 Building $199,093

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	27 (1990–2021)
Most Recent Claim	Jun 2021 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Hail, Flooding, Jun 1995 · 4 claims Severe Storms, Tornadoes, Flooding, Apr 1994 · 4 claims Severe Storms & Flooding, Sep 1993 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: Verizon.

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