2645 E State Hwy 76, Anderson, MO 64831 Property Records

McDonald County property record for 2645 E State Hwy 76, Anderson, MO 64831

Property Summary

Property TypeSingle Family Home
Details1,047 sqft · built 1955
Lot Size0.63 acres (27,443 sqft)
OwnerIndividual Name on File
Last Sale$74,800 (Sep 2018)
Tax Bill$339 (2025)
Deeds & MortgagesJul 2023 Line of Credit
Feb 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-2.0-09-000-000-002.001

Property Details

APN / Parcel Number

Primary APN09-2.0-09-000-000-002.001

Interior

Stories1 Story
Building Area1,047 sqft Adjusted Area
1st Floor Area728 sqft
FlooringTile

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Exterior MaterialFiber Cement Siding
Foundation TypeBlock
Roof TypeGable
Roof MaterialMetal
Lot Area27,443 sqft (0.63 acres)

Utilities, Heating & Cooling

Heating SystemGravity Furnace

Location & Zoning

Street Address2645 E STATE HIGHWAY 76
CityANDERSON
StateMO
Zip64831-9268
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPART OF NW 1/4 NE 1/4 BEG @ N RW HWY 76 TH N 250' E 110.5' E LINE NW 1/4 NE 1/4 TH S TO N R/W 76 250 ' S & 110.5' W TO POB
Legal Range32W
Legal Township22N
Legal Section09
JurisdictionMCDONALD MO
Township / Civil DivisionANDERSON EAST
Census Block Group1
Census Block1119
Census Tract70401

Owner

2645 E State Hwy 76 is owned and occupied by an individual who bought it in September 2018.

Source: McDonald County records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address2645 E STATE HIGHWAY 76, ANDERSON, MO 64831-9268
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 3, 2023Deed of Trust, Mortgage · Line of Credit
SERVICE 1 FCU
Feb 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
FLAT BRANCH HOME LOANS INC
Sep 26, 2018Warranty Deed, Transfer · Conventional Mortgage
FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 26, 2018 · Amount on File
Deed SaleSep 26, 2018 · Amount on File
Deed Book / Page2018 / 2528
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCDONALD MO
Property Address2645 E STATE HIGHWAY 76, ANDERSON, MO 64831-9268
Transaction TypeMortgage
Record UpdatedAug 8, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2645 E STATE HIGHWAY 76, ANDERSON, MO 64831-9268

Mortgage

Document Number02023/1525
DateJul 3, 2023
Book Page2023/1525
Instrument202301679
Lender
NameSERVICE 1 FCU
TypeCredit Union
AddressMUSKEGON, MI 49440
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueJul 1, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCDONALD MO
Property Address2645 E STATE HIGHWAY 76, ANDERSON, MO 64831-9268
Transaction TypeMortgage
Record UpdatedMay 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002021/504
DateFeb 25, 2021
Book Page2021/504
Lender
NameFLAT BRANCH HOME LOANS INC
TypeMortgage Company
AddressCOLUMBIA, MO 65203
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCDONALD MO
Recording DateSep 26, 2018
Property Address2645 E STATE HIGHWAY 76, ANDERSON, MO 64831-9268
Document Number02018/2528
Book / Page2018 / 2528
Instrument DateSep 21, 2018
Transaction TypeTransfer
Record UpdatedMay 3, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address2645 C HWY 76, ANDERSON, MO 64831

Mortgage

Document Number0020182529
DateSep 26, 2018
Instrument2018/2529
Lender
NameFLAT BRANCH HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2645 E State Hwy 76 was $339.

Source: McDonald County assessment roll, as of November 11, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyMcDonald County
Unified School DistrictMcDonald County R-I School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,530 (-)$44,920 (-) Land $10,500 Building $34,420
2025$339.00$8,530$44,920 Land $10,500 Building $34,420
2023$304.00$7,690$40,480 Land $10,000 Building $30,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2645 E State Hwy 76 in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective March 15, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 24 policies
Nearby Flood Policies24 in force
Nearby Flood Claims11 (2015–2019)
Claims Outside the SFHA1 of 11
Most Recent ClaimJun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2019 · 8 claims
  • Severe Storms, Tornadoes, Straight-line Winds And Flooding, Apr 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2645 E State Hwy 76 is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · above 92% of Missouri
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
McDonald County Telephone and Internet
Fiber
1,000 / 1,000
Starlink
Satellite
280 / 30

Nearby Properties on E State Hwy 76

Nearby Streets

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