2645 E Ciana Ct, Bloomington, IN 47401 Property Records

Monroe County property record for 2645 E Ciana Ct, Bloomington, IN 47401

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,144 sqft · built 2005
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$555,000 (Jun 2017)
Tax Bill	$6,082 (2025)
Deeds & Mortgages	Sep 2018 Line of Credit Jun 2017 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`014-28640-07`

Property Details

APN / Parcel Number

Primary APN	`014-28640-07`
Alternative APN	`53-08-22-400-045.000-008`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Plumbing Fixtures	21 Plumbing Fixtures
Total Rooms	13 Rooms
Stories	1 Story
Building Area	3,144 sqft Living Area
1st Floor Area	2,792 sqft
Attic	Attic
Attic Area	704 sqft
Basement Area	1,861 sqft
Finished Basement	1,661 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Pool Area	640 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	014-28640-07
Street Address	2645 E CIANA CT
City	BLOOMINGTON
State	IN
Zip	47401-8358
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE1
Legal Description	AMBER RIDGE LOT 7
Legal Subdivision	AMBER RDG SUB
Legal Lot Number	7
Jurisdiction	MONROE IN
Township / Civil Division	PERRY
Census Block Group	1
Census Block	1004
Census Tract	1501

Owner

2645 E Ciana Ct is owned and occupied by two individuals who bought it in June 2017.

Source: Monroe County records, as of June 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2645 E CIANA CT, BLOOMINGTON, IN 47401-8358
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2018	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Jun 16, 2017	Warranty Deed, Transfer · Line of Credit FIRST FINANCIAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2017 · Amount on File
Deed Sale	Jun 16, 2017 · Amount on File
Prior Sale	Jun 14, 2017 · Amount on File
Deed Document Number	20178293
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	2645 E CIANA CT, BLOOMINGTON, IN 47401-8358
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018012946
Date	Sep 20, 2018
Instrument	2018012946

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 5, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Jun 16, 2017
Property Address	2645 E CIANA CT, BLOOMINGTON, IN 47401-8358
Document Number	2017008293
Map Reference	CAB C ENV 308
Instrument Date	Jun 14, 2017
Instrument	2017008293
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2645 E CLANA, BLOOMINGTON, IN 47401-8358

Mortgage

Document Number	2017008294
Date	Jun 16, 2017
Instrument	2017008294

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 14, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Mortgage

Document Number	2017008295
Date	Jun 16, 2017
Instrument	2017008295

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 14, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 2645 E Ciana Ct was $6,082, down 1.1% from the year before.

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Perry Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,082.00 (-1.09%)	$767,300 Land $90,000 Building $677,300	$767,300 Land $90,000 Building $677,300
2024	$6,149.00
2023		$722,800 (+8.51%) Land $90,000 Building $632,800	$722,800 (+8.51%) Land $90,000 Building $632,800
2022	$5,665.00	$666,100 Land $90,000 Building $576,100	$666,100 Land $90,000 Building $576,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2645 E Ciana Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2645 E Ciana Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RHS WATER CORPORATION private · serves 870 people · EPA ID IN5253015
Water Source	Purchased surface water from CITY OF BLOOMINGTON UTILITIES
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Smithville Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Ciana Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures