Adams County property record for 2645 E 40th St, Warsaw, IL 62379
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.42 acres (18,489 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,049 (2024) |
| Deeds & Mortgages | Jan 2024 Mortgage Nov 2021 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 080069000000 |
| Primary APN | 080069000000 |
|---|
| Lot Area | 18,489 sqft (0.42 acres) |
|---|
| Street Address | 2645 E 40TH ST |
|---|---|
| City | WARSAW |
| State | IL |
| Zip | 62379-2018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 18 BLK 2 MEYER LOTS 16 17 & 18 |
| Legal Range | 10W |
| Legal Township | 2N |
| Legal Section | 24 |
| Legal Subdivision | CALDWELLS ADD |
| Legal Block | 2 |
| Legal Lot Number | 18,16 |
| Jurisdiction | ADAMS IL |
| Township / Civil Division | LIMA |
| Census Block Group | 3 |
| Census Block | 3118 |
| Census Tract | 10100 |
Source: Adams County assessment roll, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2645 E 40TH ST, WARSAW, IL 62379-2018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 2, 2024 | Deed of Trust, Mortgage · Conventional Mortgage STATE STREET BANK & TRUST CO |
| Nov 2, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IL |
| Property Address | 2645 E 40TH ST, WARSAW, IL 62379-2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2024 |
| Name | Verified Name |
|---|
| Document Number | 2024R00022 |
|---|---|
| Date | Jan 2, 2024 |
| Instrument | 2024R-00022 |
| Name | STATE STREET BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Dec 15, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.5% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ADAMS IL |
| Recording Date | Nov 2, 2021 |
| Property Address | 2645 E 40TH ST, WARSAW, IL 62379-2018 |
| Document Number | 2021R10252 |
| Instrument Date | Oct 27, 2021 |
| Instrument | 2021R-10252 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2645 E 40TH ST, WARSAW, IL 62379-2018 |
Source: Adams County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Adams County |
| County Subdivision | Lima Township |
| Unified School District | Community Unit School District 4 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,350 (+22.02%) Land $3,610 Building $11,740 | $46,050 (+22.02%) Land $10,830 Building $35,220 | |
| 2024 | $1,049.00 (+157.11%) | ||
| 2022 | $12,580 Land $2,960 Building $9,620 | $37,740 Land $8,880 Building $28,860 | |
| 2021 | $408.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 58 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 58 in force |
| Nearby Flood Claims | 60 (1993–2019) |
| Most Recent Claim | Jun 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIMA serves 168 people · EPA ID IL0010400 |
|---|---|
| Water Source | Purchased groundwater from ABS WATER COOP |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Nitrate resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Adams Telephone Co-Operative Fiber | 1,000 / 1,000 |
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