Suffolk County and Southold Town property record for 2645 Delmar Dr, Laurel, NY 11948
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | Individual Name on File |
| Last Sale | $440,000 (Feb 2008) |
| Tax Bill | $7,355 (2024) |
| Deeds & Mortgages | Jan 2026 Mortgage Nov 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473889 127.-4-2 |
| Primary APN | 473889 127.-4-2 |
|---|---|
| Alternative APNs |
|
| Lot Area | 20,909 sqft (0.48 acres) |
|---|
| Account Number | 14 |
|---|---|
| Street Address | 2645 DELMAR DR |
| City | LAUREL |
| State | NY |
| Zip | 11948-1825 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-40 |
| Legal Description | BOOK 9063 PAGE 00475 BILL 016332 |
| Legal Block | 4 |
| Legal Lot Number | 2 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SOUTHOLD |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 170003 |
Source: Suffolk County and Southold Town records · APN 473889 127.-4-2
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18 WILSON AVE, RIVERHEAD, NY 11901-2549 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 15, 2026 | Deed of Trust, Mortgage SUFFOLK FCU |
| Nov 17, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance SUFFOLK FCU |
| Nov 17, 2021 | Deed, Transfer |
| Oct 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SUFFOLK FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 13, 2008 · Amount on Record |
| Deed Sale | Feb 13, 2008 · Amount on Record |
| Deed Book / Page | 12540 / 436 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 2645 DELMAR DR, LAUREL, NY 11948-1825 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0237070311 |
|---|---|
| Date | Jan 15, 2026 |
| Book Page | 23707/311 |
| Name | SUFFOLK FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 349 Months |
| Due | Feb 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 2645 DELMAR DR, LAUREL, NY 11948-1825 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0233460682 |
|---|---|
| Date | Nov 17, 2021 |
| Book Page | 23346/682 |
| Instrument | DM047649 |
| Name | SUFFOLK FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Nov 17, 2021 |
| Property Address | 2645 DELMAR DR, LAUREL, NY 11948-1825 |
| Document Number | 0131290820 |
| Book / Page | 13129 / 820 |
| Instrument Date | Jul 12, 2021 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 2645 DELMAR DR, LAUREL, NY 11948-1825 |
| Document Number | 0228930972 |
| Instrument Date | Oct 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 04, 2018 |
| Name | Verified Name |
|---|---|
| Address | 2645 DELMAR DR LAUREL NY 119481825, LAUREL, NY 11948-1825 |
| Document Number | 0228930972 |
|---|---|
| Date | Jan 19, 2018 |
| Book Page | 022893/000972 |
| Name | SUFFOLK FCU |
|---|---|
| Type | Credit Union |
| Address | MEDFORD, NY 11763 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 18, 2038 |
Source: Suffolk County and Southold Town records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Southold Town |
| Unified School District | Mattituck-Cutchogue Union Free School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,250 (-9.57%) Land $1,100 Building $3,150 | $772,727 (+9,270.93%) Land $200,000 Building $572,727 | |
| 2024 | $7,355.00 | ||
| 2023 | $4,700 Land $1,100 Building $3,600 | $8,246 Land $1,930 Building $6,316 |
Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 48 policies |
| Nearby Flood Policies | 48 in force |
| Nearby Flood Claims | 4 (2012–2022) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2022 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 52 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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