2645 Cooper Ave, #44, Springfield, IL 62704 Property Records

Sangamon County property record for 2645 Cooper Ave, #44, Springfield, IL 62704

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Owner	Individual Name on File
Last Sale	$117,000 (May 2025)
Tax Bill	$154 (2025)
Deeds & Mortgages	May 2025 Sale & Mortgage May 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`14-31.0-131-044`

Property Details

APN / Parcel Number

Primary APN	`14-31.0-131-044`
Alternative APN	`14310131044 (CHECK DIGIT = 8)`

Location & Zoning

Account Number	14310131044
Street Address	2645 COOPER AVE, 44
City	SPRINGFIELD
State	IL
Zip	62704-1190
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	TUDOR POINT TOWN HOME UNIT 44
Legal Subdivision	TUDOR POINT TOWN HOMES CONDO
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	2
Census Block	2001
Census Tract	1004

Owner

2645 Cooper Ave, #44 is owned by an individual who bought it in May 2025.

Source: Sangamon County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	9753 N OLD ROUTE 31, MACY, IN 46951-7982
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2025	Warranty Deed, Transfer · Conventional Mortgage BANK OF SPRINGFIELD
May 24, 2023	Warranty Deed, Transfer NOT AVAILABLE, ACT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2025 · Amount on File
Deed Sale	May 7, 2025 · Amount on File
Deed Document Number	20257420
Prior Transfer Date	May 24, 2023
Prior Transfer Doc	2023R08736
Record Updated	Sep 20, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	May 7, 2025
Property Address	2645 COOPER AVE # 44, 44, SPRINGFIELD, IL 62704-1190
Document Number	2025R07420
Map Reference	VL 1303 PG 530
Instrument Date	Apr 24, 2025
Instrument	2025R07420
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2639 COOPER AVE # A20, A20, SPRINGFIELD, IL 62704-1198

Mortgage

Document Number	2025R07421
Date	May 7, 2025
Instrument	2025R07421

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	7.16%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2020
Change Frequency	Annually
Min Rate At Change	5.16%
Max Rate At Change	9.16%
Index	Other
Margin	4
Max Rate	13.1%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	May 24, 2023
Property Address	2645 COOPER AVE # 44, 44, SPRINGFIELD, IL 62704-1190
Document Number	2023R08736
Map Reference	VL 1303 PG 530
Instrument Date	Sep 27, 2022
Instrument	2023R08736
Transaction Type	Transfer
Record Updated	Jun 14, 2023
Title Company	NOT AVAILABLE, ACT

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1330 BUFFALO MECH RD, DAWSON, IL 62520-3203

Tax Assessment & Valuation

The 2025 property tax bill for 2645 Cooper Ave, #44 was $154.

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Springfield School District 186 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$154.00	$1,906 Land $142 Building $1,764	$5,718 Land $426 Building $5,292
2022	$138.00	$1,541 Land $115 Building $1,426	$4,623 Land $345 Building $4,278

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2645 Cooper Ave, #44 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2645 Cooper Ave, #44 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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