Kenton County property record for 2645 Commerce Dr, Erlanger, KY 41017
| Property Type | Commercial |
|---|---|
| Details | 59,044 sqft · built 1983 |
| Lot Size | 3.23 acres (140,699 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $23,928 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Jan 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 014-30-00-258.00 |
| Primary APN | 014-30-00-258.00 |
|---|
| Building Area | 59,044 sqft Finished Area |
|---|
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Lot Area | 140,699 sqft (3.23 acres) |
| Street Address | 2645 COMMERCE DR |
|---|---|
| City | FT MITCHELL |
| State | KY |
| Zip | 41017-1503 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | ERL CRES SPGS IND PK SEC 1 LOTS 7-8-9 |
| Legal Subdivision | ERLANGER CRES SPRINGS INDUST PARK |
| Legal Phase | 2 |
| Legal Lot Number | 7-9 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 67200 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2648 CRESCENT SPRINGS PIKE, FT MITCHELL, KY 41017-1505 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Sep 13, 2019 | Grant Deed, Mortgage RIVERHILLS BK NA |
| Jan 11, 2019 | Loan Modification, Mortgage PNC BK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 13, 2019 |
| Property Address | 2645 COMMERCE DR, ERLANGER, KY 41017-1503 |
| Book / Page | 006753 / 000198 |
| Instrument Date | Sep 3, 2019 |
| Instrument | 277 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2648 CRESCENT SPRINGS PIKE CRESCENT SPRINGS KY 410171505, CRESCENT SPRINGS, KY 41017-1505 |
| Document Number | 0000000277 |
|---|---|
| Date | Sep 13, 2019 |
| Book Page | 006753/000198 |
| Instrument | 277 |
| Name | RIVERHILLS BK NA |
|---|---|
| Type | Bank |
| Address | 553 CHAMBER DR, MILFORD, OH 45150-1498 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Sep 12, 2039 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 2645 COMMERCE DR, ERLANGER, KY 41017-1503 |
| Document Number | 0000000121 |
| Instrument Date | Jan 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2019 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2648 CRESCENT SPRINGS PIKE ERLANGER KY 410171505, ERLANGER, KY 41017-1505 |
| Document Number | 0000000121 |
|---|---|
| Date | Jan 18, 2019 |
| Book Page | 0C6586/000095 |
| Instrument | 121 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | COLD SPRING, KY 41076 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Jan 17, 2024 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,414,600 (-) Land $323,500 Building $2,091,100 | $2,414,600 (-) Land $323,500 Building $2,091,100 | |
| 2025 | $23,928.00 (-7.04%) | $2,414,600 (-) Land $323,500 Building $2,091,100 | $2,414,600 (-) Land $323,500 Building $2,091,100 |
| 2023 | $25,739.00 | $2,414,600 Land $323,500 Building $2,091,100 | $2,414,600 Land $323,500 Building $2,091,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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