2645 Cloverbrook Ln, Schertz (Cibolo), TX 78108 Property Records

Guadalupe County property record for 2645 Cloverbrook Ln, Schertz, TX 78108

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,015 sqft · built 2007
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on File
Last Sale	$302,000 (Mar 2008)
Tax Bill	$3,351 (2025)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1G0258703800600000`

Property Details

APN / Parcel Number

Primary APN	`1G0258703800600000`
Alternative APNs	`000000127761` `000000106493` `127761`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,015 sqft Living Area
Gross Area	3,476 sqft
1st Floor Area	2,380 sqft
2nd Floor Area	635 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	162 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	2645 CLOVERBROOK LN
City	SCHERTZ
State	TX
Zip	78154
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BELMONT PARK UNIT #7 BLOCK 38 LOT 6 0.1653 AC
Legal Subdivision	BELMONT PARK UNIT #7
Legal Tract	6
Legal Block	38
Legal Lot Number	6
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	2
Census Block	2023
Census Tract	210713

Owner

2645 Cloverbrook Ln is owned and occupied by two individuals who bought it in March 2008.

Source: Guadalupe County records, as of August 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2645 CLOVERBROOK LN, SCHERTZ, TX 78108-2358
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2008 · Amount on File
Deed Sale	Mar 28, 2008 · Amount on File
Deed Document Number	20085689
Deed Book / Page	2602 / 837
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	2645 CLOVERBROOK LN, SCHERTZ, TX 78108-2358
Transaction Type	Mortgage
Record Updated	Dec 29, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2645 CLOVERBROOK LN, SCHERTZ, TX 78108-2358

Mortgage

Document Number	0099042044
Date	Dec 9, 2021
Instrument	202199042044

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	196 Months
Due	Apr 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 2645 Cloverbrook Ln was $3,351 with exemptions applied, down 22.4% from the year before.

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$389,915 (+9.85%) Land $46,159 Building $343,756	$389,915 (+9.85%) Land $46,159 Building $343,756
2025	$3,351.00 (-22.43%) Homeowner's exemption Senior Citizen's exemption	$354,943 Land $42,747 Building $312,196	$354,943 Land $42,747 Building $312,196
2024	$4,320.00 (-0.16%)
2023	$4,327.00 (-28.95%) Homeowner's exemption Senior Citizen's exemption	$405,454 Land $52,849 Building $352,605	$405,454 Land $52,849 Building $352,605
2022	$6,090.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2645 Cloverbrook Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2645 Cloverbrook Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20