2645 Central Dr, Gary, IN 46407 Property Records

Lake County property record for 2645 Central Dr, Gary, IN 46407

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,033 sqft · built 1955
Lot Size0.126 acres (5,489 sqft)
OwnerIndividual Name on Record
Tax Bill$630 (2024)
Deeds & MortgagesApr 2024 Transfer
Flood ZoneZone X (minimal risk)
APN001-25-46-0550-0005

Property Details

APN / Parcel Number

Primary APN001-25-46-0550-0005
Alternative APNs
  • 45-08-14-203-005.000-004
  • 254605500005

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,033 sqft Living Area

Exterior

Year BuiltBuilt 1955
Construction TypeStone
Roof MaterialAsphalt
Lot Area5,489 sqft (0.126 acres)
Lot Dimensions100 ft deep x 55 ft wide
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemCentral
SewerConnected

Location & Zoning

Account Number001-25-46-0550-0005
Old Parcel Number254605500005
Street Address2645 CENTRAL DR
CityGARY
StateIN
Zip46407-1751
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMARSHALLTOWN TERRACE L.5 BL.2
Legal SubdivisionMARSHALLTOWN TERRACE
Legal Block2
Legal Lot Number5
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group2
Census Block2021
Census Tract11400

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2645 CENTRAL DR, GARY, IN 46407-1751
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 30, 1990
Deed SaleNov 30, 1990
Record UpdatedJun 8, 2026

April 2024: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionLAKE IN
Recording DateApr 4, 2024
Property Address2645 CENTRAL DR, GARY, IN 46407-1751
Document Number0000010198
Instrument DateMar 28, 2024
Instrument2024-010198
Transaction TypeTransfer
Record UpdatedApr 12, 2024

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2645 CENTRAL DR, GARY, IN 46407-1751

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$53,800 (+15.2%) Land $9,500 Building $44,300$53,800 (+15.2%) Land $9,500 Building $44,300
2024$630.00 (+48.94%)
2023$46,700 (+21.61%) Land $9,500 Building $37,200$46,700 (+21.61%) Land $9,500 Building $37,200
2022$423.00 Homeowner's exemption$38,400 Land $6,400 Building $32,000$38,400 Land $6,400 Building $32,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

Nearby Properties on Central Dr

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