Ingham County property record for 2645 Bell Oak Rd, Williamston, MI 48895
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,635 sqft · built 1991 |
| Lot Size | 11.4 acres (498,762 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,069 (2025) |
| Deeds & Mortgages | Dec 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-04-04-18-400-013 |
| Primary APN | 33-04-04-18-400-013 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,635 sqft Living Area |
| 1st Floor Area | 1,635 sqft |
| Basement Area | 1,635 sqft |
| Flooring | Vinyl/Resilient |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 498,762 sqft (11.4 acres) |
| Garage Type | Detached |
| Garage Area | 1,200 sqft |
| Porch | Slab |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2645 BELL OAK RD |
|---|---|
| City | WILLIAMSTON |
| State | MI |
| Zip | 48895-9626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 AGR |
| Legal Description | BEG @ A PT ON S SEC LN N89D59'23"W 2145 FT FROM THE SE COR SEC 18 -CONT N89D59' 23"W 359.48 FT -N05D34'27"W 1338.35 FT |
| Legal Range | 02E |
| Legal Township | 04N |
| Legal Section | 18 |
| Jurisdiction | INGHAM MI |
| Township / Civil Division | LOCKE |
| Census Block Group | 1 |
| Census Block | 1070 |
| Census Tract | 5900 |
2645 Bell Oak Rd is owned and occupied by two individuals.
Source: Ingham County records, as of October 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2645 BELL OAK RD, WILLIAMSTON, MI 48895-9626 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INGHAM MI |
| Property Address | 2645 BELL OAK RD, WILLIAMSTON, MI 48895-9626 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000041697 |
|---|---|
| Date | Dec 1, 2020 |
| Instrument | 2020-041697 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49525 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 2645 Bell Oak Rd was $6,069 with a homeowner's exemption.
Source: Ingham County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ingham County |
| County Subdivision | Locke Township |
| Unified School District | Williamston Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $189,200 (+13.09%) Land $49,300 Building $139,900 | $378,400 (+13.09%) Land $98,600 Building $279,800 | |
| 2025 | $6,069.00 Homeowner's exemption | $167,300 Land $46,800 Building $120,500 | $334,600 Land $93,600 Building $241,000 |
| 2023 | $166,200 Land $46,800 Building $119,400 | $332,400 Land $93,600 Building $238,800 | |
| 2022 | $4,456.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2645 Bell Oak Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective July 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2023) |
| Most Recent Claim | Apr 2023 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2645 Bell Oak Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| Verizon Fixed Wireless | 25 / 6 |
May also be available: Frontier, T-Mobile.
5G (outdoors only) and 4G LTE
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