2645 Ave E, Council Bluffs, IA 51501 Property Records

Pottawattamie County property record for 2645 Ave E, Council Bluffs, IA 51501

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 825 sqft · built 1950
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Dec 2023)
Tax Bill	$3,662 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Jul 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`7544 27 408 003`

Property Details

APN / Parcel Number

Primary APN	`7544 27 408 003`
Alternative APN	`000 035 198 008593 016 000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	825 sqft Base Area
1st Floor Area	825 sqft
Basement Area	375 sqft
Unfinished Basement	525 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1977
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	131 ft deep x 50 ft wide
Garage Area	440 sqft
Shed	1 Shed
Shed Area	80 sqft

Location & Zoning

Street Address	2645 AVENUE E
City	COUNCIL BLUFFS
State	IA
Zip	51501-2131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	DANELAINES 2ND ADD LT 9
Legal Range	44W
Legal Township	75N
Legal Section	27
Legal Subdivision	DANELAINE 2ND ADDITION
Legal Lot Number	9
Jurisdiction	POTTAWATTAMIE IA
Township / Civil Division	KANE
Census Block Group	1
Census Block	1005
Census Tract	30501

Owner

Source: Pottawattamie County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2645 AVENUE E, COUNCIL BLUFFS, IA 51501-2131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2023	Warranty Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC
Jul 1, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN NATIONAL BANK & TRUST
Mar 31, 2022	Quit Claim Deed, Transfer · Conventional Mortgage ENTERPRISE BANK
Aug 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NATIONAL BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2023 · Amount on Record
Deed Sale	Dec 15, 2023 · Amount on Record
Prior Sale	Jul 1, 2022 · Amount on Record
Deed Document Number	202312129
Prior Transfer Date	Feb 2, 2022
Prior Transfer Doc	0000004597
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POTTAWATTAMIE IA
Recording Date	Dec 15, 2023
Property Address	2645 AVENUE E, COUNCIL BLUFFS, IA 51501-2131
Document Number	0000012129
Instrument Date	Dec 14, 2023
Instrument	2023-12129
Transaction Type	Transfer
Record Updated	Jan 2, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$319.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2645 AVENUE E, COUNCIL BLUFFS, IA 51501-2131

Mortgage

Document Number	0000012130
Date	Dec 15, 2023
Instrument	2023-12130

Lender

Name	LUMINATE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POTTAWATTAMIE IA
Recording Date	Jul 1, 2022
Property Address	2645 AVENUE E, COUNCIL BLUFFS, IA 51501-2131
Document Number	0000009612
Book / Page	2022 / 9612
Instrument Date	Jun 24, 2022
Instrument	2022-09612
Transaction Type	Transfer
Record Updated	Jul 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$304.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2645 AVENUE E, COUNCIL BLUFFS, IA 51501-2131

Mortgage

Document Number	0000009614
Date	Jul 1, 2022
Instrument	2022/9614

Lender

Name	AMERICAN NATIONAL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POTTAWATTAMIE IA
Recording Date	Mar 31, 2022
Property Address	2645 AVENUE E, COUNCIL BLUFFS, IA 51501-2131
Document Number	0000004597
Book / Page	2022 / 4597
Instrument Date	Feb 2, 2022
Instrument	2022-04597
Transaction Type	Transfer
Record Updated	Apr 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2645 AVENUE E, COUNCIL BLUFFS, IA 51501-2131

Mortgage

Document Number	0000004598
Date	Mar 31, 2022
Instrument	2022/4598

Lender

Name	ENTERPRISE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POTTAWATTAMIE IA
Property Address	2645 AVENUE E, COUNCIL BLUFFS, IA 51501-2131
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011586
Date	Aug 28, 2017
Book Page	2017/11586

Lender

Name	AMERICAN NATIONAL BANK & TRUST
Type	Bank
Address	OMAHA, NE 68114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Pottawattamie County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Pottawattamie County
Municipality	Council Bluffs City
Unified School District	Council Bluffs Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$209,900 (+15.46%) Land $25,400 Building $184,500	$209,900 (+15.46%) Land $25,400 Building $184,500
2025	$3,662.00 (-19.87%)
2023		$181,800 Land $22,100 Building $159,700	$181,800 Land $22,100 Building $159,700
2021	$4,570.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COUNCIL BLUFFS WATER WORKS serves 64,447 people · EPA ID IA7820080
Water Source	Surface water
Last State Inspection	May 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 803 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
CenturyLink Fiber	2,000 / 1,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Western Iowa Wireless.

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