Warren County property record for 2645 Affirmed Dr, Morrow, OH 45152
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,306 sqft · built 2009 |
| Lot Size | 0.168 acres (7,318 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $179,900 (Oct 2017) |
| Tax Bill | $3,866 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Sep 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-24-406-010-0 |
| Primary APN | 17-24-406-010-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,306 sqft Living Area |
| Gross Area | 1,706 sqft |
| 1st Floor Area | 1,306 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 7,318 sqft (0.168 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 36 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 2636584 |
|---|---|
| Street Address | 2645 AFFIRMED DR |
| City | MORROW |
| State | OH |
| Zip | 45152-5023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAGE/CLASSICWAY 3 LOT 122 |
| Legal Subdivision | VILLAGE/CLASSICWAY 3 |
| Legal Block | 584 |
| Legal Lot Number | 122 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | HAMILTON |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 32206 |
Source: Warren County records, as of May 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2645 AFFIRMED DR, MORROW, OH 45152-5023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 4, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Sep 29, 2022 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Oct 31, 2017 | Warranty Deed, Transfer NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2017 · Amount on Record |
| Deed Sale | Oct 31, 2017 · Amount on Record |
| Prior Sale | Sep 21, 2009 · Amount on Record |
| Deed Document Number | 201733248 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | May 4, 2026 |
| Property Address | 2645 AFFIRMED DR, MORROW, OH 45152-5023 |
| Document Number | 0000011766 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 202611766 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2645 AFFIRMED DR, MORROW, OH 45152-5023 |
| Document Number | 0000011766, |
|---|---|
| Date | May 4, 2026 |
| Instrument | 202611766 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 2645 AFFIRMED DR, MORROW, OH 45152-5023 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2645 AFFIRMED DR, MORROW, OH 45152-5023 |
| Document Number | 0000030732 |
|---|---|
| Date | Sep 29, 2022 |
| Instrument | 2022-030732 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Sep 1, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Oct 31, 2017 |
| Property Address | 2645 AFFIRMED DR, MORROW, OH 45152-5023 |
| Document Number | 0000033248 |
| Instrument Date | Oct 27, 2017 |
| Instrument | 33248 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2019 |
| Title Company | TERRY MONNIE TITLE COMPANY, TERRY MONNIE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $539.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2645 AFFIRMED DR MORROW OH 451525023, MORROW, OH 45152-5023 |
| Document Number | 33249 |
|---|---|
| Date | Oct 31, 2017 |
| Instrument | 33249 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 30, 2047 |
Source: Warren County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Hamilton Township |
| Unified School District | Little Miami Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,866.00 (-0.41%) | $85,950 (+31.71%) Land $26,250 Building $59,700 | $245,560 (+31.7%) Land $75,000 Building $170,560 |
| 2024 | $3,882.00 (+17.07%) | ||
| 2023 | $3,316.00 (+3.79%) Homeowner's exemption | $65,258 (-) Land $14,455 Building $50,803 | |
| 2022 | $3,195.00 Homeowner's exemption | $65,258 Land $14,455 Building $50,803 | $186,450 (-) Land $41,300 Building $145,150 |
| 2021 | $186,450 Land $41,300 Building $145,150 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERN WATER COMPANY private · serves 39,508 people · EPA ID OH8300512 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
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