Lee County property record for 2645 1st St, Matlacha, FL 33993
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,150 sqft · built 1948 |
| Lot Size | 0.077 acres (3,354 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $449,000 (May 2021) |
| Tax Bill | $1,665 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 24-44-22-03-00003.0090 |
| Primary APN | 24-44-22-03-00003.0090 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,150 sqft Living Area |
| Gross Area | 1,348 sqft |
| 1st Floor Area | 1,022 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Cottage |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 3,354 sqft (0.077 acres) |
| Lot Dimensions | 66 ft deep x 50 ft wide |
| View / Lot | Canal Front |
| Porch | Florida Room |
|---|---|
| Porch Area | 194 sqft |
| Deck Area | 552 sqft |
| Patio Area | 684 sqft |
| Boat Access | Boat Access |
| Boat Lift | Boat Lift |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10014940 |
|---|---|
| Street Address | 2645 1ST ST |
| City | MATLACHA |
| State | FL |
| Zip | 33993-9759 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-2 |
| Legal Description | CROWS 2ND PLAT OF MATLACHA BLK 3 PB 8 PG 85 LOT 9 |
| Legal Range | 22E |
| Legal Township | 44S |
| Legal Section | 24 |
| Legal Subdivision | CROWS OF MATLACHA |
| Legal Tract | 03 |
| Legal Block | 3 |
| Legal Lot Number | 9 |
| Jurisdiction | LEE FL |
| Township / Civil Division | PINE ISLAND |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 70102 |
2645 1st St is owned and occupied by two individuals who bought it in May 2021.
Source: Lee County records, as of July 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2645 1ST ST, MATLACHA, FL 33993-9759 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2021 · Amount on File |
| Deed Sale | May 12, 2021 · Amount on File |
| Prior Sale | May 11, 2004 · Amount on File |
| Deed Document Number | 2021155905 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | May 12, 2021 |
| Property Address | 2645 1ST ST, MATLACHA, FL 33993-9759 |
| Document Number | 0000155905 |
| Map Reference | MB 8 PG 85 |
| Instrument Date | Apr 23, 2021 |
| Instrument | 2021000155905 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,143.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2645 1ST ST, 2645, MATLACHA, FL 33993-9759 |
| Name | Verified Name |
|---|---|
| Address | 132 ASTOR AVE, EGG HARBOR TOWNSHIP, NJ 08234-7108 |
| Document Number | 0000155906 |
|---|---|
| Date | May 12, 2021 |
| Instrument | 2021000155906 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2051 |
The 2025 property tax bill for 2645 1st St was $1,665 with a homeowner's exemption.
Source: Lee County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $220,722 (+71.12%) Land $113,504 Building $107,218 | $220,722 (+71.12%) Land $113,504 Building $107,218 | |
| 2025 | $1,665.00 Homeowner's exemption | $128,987 Land $128,977 Building $10 | $128,987 Land $128,977 Building $10 |
| 2023 | $1,488.00 (-72.89%) Homeowner's exemption | $141,140 (-63.25%) Land $141,130 Building $10 | $141,140 (-63.25%) Land $141,130 Building $10 |
| 2022 | $5,488.00 Homeowner's exemption | $384,099 Land $116,714 Building $267,385 | $384,099 Land $116,714 Building $267,385 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2645 1st St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 220 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 224 units insured incl. 4 condo units |
| Nearby Flood Claims | 635 (1982–2024) |
| Claims Outside the SFHA | 1 of 635 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2645 1st St is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREATER PINE ISLAND WATER ASSOCIATION private · serves 15,725 people · EPA ID FL5360322 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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