26441 Summer Crk, Lake Forest, CA 92630 Property Records

Orange County property record for 26441 Summer Crk, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,926 sqft · built 1978
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$627,000 (Jul 2014)
Tax Bill	$7,756 (2025)
Deeds & Mortgages	May 2026 Line of Credit Feb 2024 Second Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`613-122-01`

Property Details

APN / Parcel Number

Primary APN	`613-122-01`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,926 sqft Living Area
1st Floor Area	1,926 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	6,000 sqft (0.138 acres)
Garage Area	474 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	26441 SUMMER CRK
City	LAKE FOREST
State	CA
Zip	92630-5638
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 9830 BLK LOT 72
Legal Subdivision	TRACT NO 9830
Legal Tract	9830
Legal Lot Number	72
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	2
Census Block	2003
Census Tract	32029

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	26441 SUMMER CRK, LAKE FOREST, CA 92630-5638
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Feb 26, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Apr 20, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Aug 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jun 4, 2020	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Jun 10, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jun 1, 2018	Deed of Trust, Mortgage · FHA Mortgage CASHCALL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2014 · Amount on Record
Deed Sale	Jul 16, 2014 · Amount on Record
Deed Document Number	2014283059
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	May 8, 2026
Property Address	26441 SUMMER CRK, LAKE FOREST, CA 92630-5638
Document Number	0000133295
Instrument Date	May 1, 2026
Instrument	2026133295
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26441 SUMMER CRK, LAKE FOREST, CA 92630-5638
Investor	Possibly a Property Investor

Mortgage

Document Number	0000133295,
Date	May 8, 2026
Instrument	2026133295

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.46%
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	26441 SUMMER CRK, LAKE FOREST, CA 92630-5638
Transaction Type	Mortgage
Record Updated	Mar 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26441 SUMMER CRK, LAKE FOREST, CA 92630-5638

Mortgage

Document Number	0000040933
Date	Feb 26, 2024
Instrument	2024000040933

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2044

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	26441 SUMMER CRK, LAKE FOREST, CA 92630-5638
Transaction Type	Mortgage
Record Updated	Apr 29, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26441 SUMMER CRK, LAKE FOREST, CA 92630-5638

Mortgage

Document Number	0000149826
Date	Apr 20, 2022
Instrument	2022000149826

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 19, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	26441 SUMMER CRK, LAKE FOREST, CA 92630-5638
Transaction Type	Mortgage
Record Updated	Aug 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26441 SUMMER CRK, LAKE FOREST, CA 92630-5638

Mortgage

Document Number	0000516966
Date	Aug 17, 2021
Instrument	2021000516966

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	26441 SUMMER CRK, LAKE FOREST, CA 92630-5638
Document Number	0000280905
Instrument Date	Jun 4, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	26441 SUMMER CRK LAKE FOREST CA 926305638, LAKE FOREST, CA 92630-5638

Mortgage

Document Number	0000280905
Date	Jun 18, 2020
Instrument	280905

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	26441 SUMMER CRK, LAKE FOREST, CA 92630-5638
Document Number	0000209540
Instrument Date	Jun 10, 2019
Transaction Type	Mortgage
Record Updated	Jun 27, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	26441 SUMMER CRK LAKE FOREST CA 926305638, LAKE FOREST, CA 92630-5638

Mortgage

Document Number	0000209540
Date	Jun 17, 2019
Instrument	209540

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 16, 2049

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	26441 SUMMER CRK, LAKE FOREST, CA 92630-5638
Document Number	0000208416
Instrument Date	Jun 1, 2018
Transaction Type	Mortgage
Record Updated	Jun 14, 2018
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	26441 SUMMER CRK LAKE FOREST CA 926305638, LAKE FOREST, CA 92630-5638

Mortgage

Document Number	0000208416
Date	Jun 7, 2018
Instrument	208416

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 6, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$768,625 (+2%) Land $614,058 Building $154,567
2025	$7,756.00 (+1.84%)	$753,554 (+4.04%) Land $602,017 Building $151,537
2024	$7,616.00 (+2.42%)
2023	$7,436.00 (+1.81%)	$724,294 Land $578,641 Building $145,653
2022	$7,304.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL TORO WATER DISTRICT serves 53,415 people · EPA ID CA3010079
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Cityside Fiber, GeoLinks, T-Mobile.

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