2644 Wind River Rd, El Cajon, CA 92019 Property Records

San Diego County property record for 2644 Wind River Rd, El Cajon, CA 92019

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,632 sqft · built 1985
Lot Size	0.203 acres (8,845 sqft)
Owner	Company Name on Record
Last Sale	$525,000 (Oct 2013)
Tax Bill	$7,709 (2025)
Deeds & Mortgages	Sep 2020 Transfer Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`518-142-45-00`

Property Details

APN / Parcel Number

Primary APN	`518-142-45-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,632 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Tile
Lot Area	8,845 sqft (0.203 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2644 WIND RIVER RD
City	EL CAJON
State	CA
Zip	92019-4242
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 948 UND INT IN LOTS 836&968&975&993&ALL OF TR 009433
Legal Subdivision	COUNTY/SAN DIEGO #3584-2
Legal Tract	009433
Legal Block	3
Legal Lot Number	836,9
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3000
Census Tract	13604

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2644 WIND RIVER RD, EL CAJON, CA 92019-4242
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2020	Quit Claim Deed, Transfer AMROCK INC
Sep 4, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
May 1, 2018	Deed of Trust, Mortgage · Line of Credit CALIFORNIA COAST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2013 · Amount on Record
Deed Sale	Oct 11, 2013 · Amount on Record
Prior Sale	May 23, 2002 · Amount on Record
Deed Document Number	2013615181
Prior Transfer Date	Nov 24, 1993
Prior Transfer Doc	0000867233
Record Updated	Oct 29, 2026

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 4, 2020
Property Address	2644 WIND RIVER RD, EL CAJON, CA 92019-4242
Document Number	0000515165
Instrument Date	Aug 5, 2020
Instrument	515165
Transaction Type	Transfer
Record Updated	Sep 15, 2020
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2644 WIND RIVER RD EL CAJON CA 920194242, EL CAJON, CA 92019-4242

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 4, 2020
Property Address	2644 WIND RIVER RD, EL CAJON, CA 92019-4242
Document Number	0000515163
Map Reference	MAP 9433
Instrument Date	Aug 5, 2020
Instrument	2020-0515163
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	AMROCK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2644 WIND RIVER RD, EL CAJON, CA 92019-4242

Mortgage

Document Number	0000515164
Date	Sep 4, 2020
Instrument	2020-0515164

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2644 WIND RIVER RD, EL CAJON, CA 92019-4242
Document Number	0000184413
Instrument Date	May 1, 2018
Transaction Type	Mortgage
Record Updated	May 15, 2018
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2644 WIND RIVER RD EL CAJON CA 920194242, EL CAJON, CA 92019-4242

Mortgage

Document Number	0000184413
Date	May 8, 2018
Instrument	184413

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union
Address	SAN DIEGO, CA 92150-2080

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 7, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$656,434 (+2%) Land $287,579 Building $368,855
2025	$7,709.00 (+2.13%) Homeowner's exemption	$643,564 (+4.04%) Land $281,941 Building $361,623
2023	$7,548.00 (+1.67%) Homeowner's exemption	$618,576 Land $270,994 Building $347,582
2022	$7,424.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 40% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Sycuan tribal government · serves 12,350 people · EPA ID 090605024
Water Source	Purchased surface water from PADRE DAM MWD
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	3 ppb (2025) action level 15 ppb
Copper	1.53 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: Verizon.

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