2644 Webb Rd, Cortland, NY 13045 Property Records

Cortland County and Virgil Town property record for 2644 Webb Rd, Cortland, NY 13045

Property Summary

Property Type	Residential
Lot Size	44.7 acres (1,948,874 sqft)
Owner	Individual Name on File
Last Sale	$1,900 (Apr 2009)
Tax Bill	$7,826 (2026)
Deeds & Mortgages	May 2026 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`114600 115.00-13-04.200`

Property Details

APN / Parcel Number

Primary APN	`114600 115.00-13-04.200`
Alternative APN	`460011500000130042000000`

Exterior

Lot Area	1,948,874 sqft (44.7 acres)
Pole Barn	Pole Barn

Location & Zoning

Street Address	2644 WEBB RD
City	CORTLAND
State	NY
Zip	13045-6805
Property Category	Residential
Property Type	Residential > Specialized > Other
Legal Block	13
Legal Lot Number	4.200
Jurisdiction	CORTLAND NY
Township / Civil Division	VIRGIL
Census Block Group	4
Census Block	4007
Census Tract	971200

Owner

2644 Webb Rd, a residential property, is owned and occupied by an individual who bought it in April 2009.

Source: Cortland County and Virgil Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	2644 WEBB RD, CORTLAND, NY 13045-6805
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF OGDEN
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST NAT'L BK/DRYDEN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2009 · Amount on File
Deed Sale	Apr 16, 2009 · Amount on File
Deed Book / Page	2009 / 1780
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CORTLAND NY
Recording Date	May 13, 2026
Property Address	2644 WEBB RD, CORTLAND, NY 13045-6805
Document Number	0000001962
Instrument Date	May 7, 2026
Instrument	20261962
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2644 WEBB RD, CORTLAND, NY 13045-6805

Mortgage

Document Number	0000001962,
Date	May 13, 2026
Instrument	20261962

Lender

Name	FIRST NATIONAL BANK OF OGDEN

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 12, 2046

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CORTLAND NY
Property Address	2644 WEBB RD, CORTLAND, NY 13045-6805
Document Number	0000007168
Instrument Date	Dec 21, 2020
Transaction Type	Mortgage
Record Updated	Jan 13, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 GARFIELD ST CORTLAND NY 130452231, CORTLAND, NY 13045-2231

Mortgage

Document Number	0000007168
Date	Dec 29, 2020
Instrument	7168

Lender

Name	FIRST NAT'L BK/DRYDEN
Type	Bank
Address	DRYDEN, NY 13053

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 28, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 2644 Webb Rd was $7,826, up 209.2% from the year before.

Source: Cortland County and Virgil Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cortland County
County Subdivision	Virgil Town
Unified School District	Cortland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,826.00 (+209.21%)
2025	$2,531.00	$246,000 Land $83,000 Building $163,000	$246,000 Land $83,000 Building $163,000
2023	$2,537.00	$125,000 Land $63,700 Building $61,300	$183,824 Land $93,677 Building $90,147

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2644 Webb Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2013 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2644 Webb Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Webb Rd

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