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2644 S Central Ave, Flagler Beach, FL 32136 Property Records

Flagler County property record for 2644 S Central Ave, Flagler Beach, FL 32136

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,006 sqft · built 1980
Lot Size0.172 acres (7,492 sqft)
OwnerIndividual Name on File
Last Sale$405,000 (Apr 2005)
Tax Bill$7,034 (2025)
Deeds & MortgagesFeb 2017 Sale
Flood ZoneZone X (minimal risk)
APN19-12-32-0150-00070-0121

Property Details

APN / Parcel Number

Primary APN19-12-32-0150-00070-0121

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,006 sqft Living Area
Gross Area3,302 sqft
1st Floor Area2,006 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1990
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,492 sqft (0.172 acres)
DrivewayConcrete Driveway
Driveway Area476 sqft
Storage Building100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2644 S CENTRAL AVE
CityFLAGLER BEACH
StateFL
Zip32136-4038
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionATLANTA BEACH SUBD BLOCK 7 ELY 150 OF LOT 12 A/K/A PARCEL 50. OR 138 PG 683; OR 138 PG 685; OR 193 PG 213 OR 388 PG 480 REMAINDERMAN CHARLES F & PHILIPPA BERCHEN AS TRUSTEES OR 556 PG 960 OR 647 PG 1996 OR 1231/1348 OR 2188/611
Legal Range32E
Legal Township12S
Legal Section19
Legal SubdivisionATLANTA BEACH SUB
Legal PhaseILIPPA
Legal Block7
Legal Lot Number121
JurisdictionFLAGLER FL
Township / Civil DivisionFLAGLER BEACH
Census Block Group2
Census Block2017
Census Tract60302

Owner

2644 S Central Ave is owned and occupied by an individual who bought it in April 2005.

Source: Flagler County records, as of December 8, 2025

Owner of RecordIndividual Name on File
Mailing Address2644 S CENTRAL AVE, FLAGLER BEACH, FL 32136-4038
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 18, 2005 · Amount on File
Deed SaleApr 18, 2005 · Amount on File
Prior SaleMar 29, 1999 · Amount on File
Deed Document Number200520205
Deed Book / Page1231 / 1348
Prior Transfer DateMay 6, 1996
Prior Transfer Doc0556000960
Record UpdatedOct 29, 2026

February 2017: Grant Deed

Document TypeGrant Deed
JurisdictionFLAGLER FL
Recording DateFeb 21, 2017
Property Address2644 S CENTRAL AVE, FLAGLER BEACH, FL 32136-4038
Document Number0021880611
Book / Page002188 / 000611
Instrument DateJan 16, 2017
Instrument6346
Record UpdatedMay 5, 2017
Title CompanyGRACE TITLE INC

Transaction

AmountAmount on Record
Tax$2,310.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address280 LAKE SEMINARY CIR MAITLAND FL 327513311, MAITLAND, FL 32751-3311

Tax Assessment & Valuation

The 2025 property tax bill for 2644 S Central Ave was $7,034 with a homeowner's exemption, up 0.2% from the year before.

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityFlagler Beach City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,034.00 (+0.16%) Homeowner's exemption$403,789 Land $157,000 Building $246,789$403,789 Land $157,000 Building $246,789
2024$7,023.00 (+2.65%)
2023$6,842.00 (-0.96%) Homeowner's exemption$390,128 (-0.15%) Land $157,000 Building $233,128$390,128 (-0.15%) Land $157,000 Building $233,128
2022$6,908.00 Homeowner's exemption$390,720 Land $157,000 Building $233,720$390,720 Land $157,000 Building $233,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2644 S Central Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 258 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies589 units insured
incl. 331 condo units
Nearby Flood Claims316 (1982–2024)
Claims Outside the SFHA54 of 316
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Nicole, Nov 2022 · 57 claims
  • Hurricane Irma, Oct 2017 · 161 claims
  • Hurricane Frances, Sep 2004 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2644 S Central Ave is moderate, ranking above 51% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 78% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLAGLER BEACH WTP
serves 4,830 people · EPA ID FL2180349
Water SourceGroundwater
Last State InspectionJun 2023
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Central Ave

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