2644 Ringsted Ln, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 2644 Ringsted Ln, Mount Pleasant, SC 29466

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,262 sqft · built 2006
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$615,000 (Aug 2021)
Tax Bill	$2,766 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Aug 2021 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`583-05-00-386`

Property Details

APN / Parcel Number

Primary APN	`583-05-00-386`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,262 sqft Living Area
Gross Area	3,782 sqft
1st Floor Area	1,380 sqft
Upper Floors Area	882 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Multi-Family
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Terrain	High

Exterior Amenities

Porch	Slab
Porch Area	308 sqft
Deck Area	108 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	2644 RINGSTED LN
City	MOUNT PLEASANT
State	SC
Zip	29466-9255
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -INDIGO CHASE PHASE TWO DESCRIPTION -LOT 34
Legal Subdivision	INDIGO CHASE PHASE TWO
Legal Phase	2
Legal Tract	C
Legal Lot Number	34
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	2
Census Block	2022
Census Tract	4615

Owner

Source: Charleston County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2644 RINGSTED LN, MOUNT PLEASANT, SC 29466-9255
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2022	Deed of Trust, Mortgage · Line of Credit REV FEDERAL CREDIT UNION
Aug 6, 2021	Deed, Transfer · Conventional Mortgage CERTAINTY HOME LOANS LLC
Mar 6, 2018	Grant Deed, Transfer · VA Mortgage NAVY FCU
May 20, 2016	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2021 · Amount on Record
Deed Sale	Aug 6, 2021 · Amount on Record
Prior Sale	Mar 6, 2018 · Amount on Record
Deed Book / Page	1021 / 75
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	2644 RINGSTED LN, MOUNT PLEASANT, SC 29466-9255
Transaction Type	Mortgage
Record Updated	Nov 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011340411
Date	Aug 30, 2022
Book Page	1134/411

Lender

Name	REV FEDERAL CREDIT UNION
Type	Credit Union
Address	CHARLESTON, SC 29423

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Aug 6, 2021
Property Address	2644 RINGSTED LN, MOUNT PLEASANT, SC 29466-9255
Document Number	0010210075
Book / Page	1021 / 75
Map Reference	MB EH PG 637-639
Instrument Date	Jul 20, 2021
Transaction Type	Transfer
Record Updated	Jan 25, 2022
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2644 RINGSTED LN, MOUNT PLEASANT, SC 29466-9255

Mortgage

Document Number	0000102180
Date	Aug 6, 2021
Instrument	1021/80

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Mar 6, 2018
Property Address	2644 RINGSTED LN, MOUNT PLEASANT, SC 29466-9255
Document Number	0702/0715
Book / Page	000702 / 000715
Instrument Date	Feb 23, 2018
Transaction Type	Transfer
Record Updated	Mar 20, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$483.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2644 RINGSTED LN MOUNT PLEASANT SC 294669255, MOUNT PLEASANT, SC 29466-9255

Mortgage

Document Number	702/0716
Date	Mar 6, 2018
Book Page	000702/000716

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2048

May 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	2644 RINGSTED LN, MOUNT PLEASANT, SC 29466-9255
Document Number	0658/0032
Instrument Date	May 20, 2016
Transaction Type	Mortgage
Record Updated	Aug 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2644 RINGSTED LN MOUNT PLEASANT SC 294669255, MOUNT PLEASANT, SC 29466-9255

Mortgage

Document Number	0658/0032
Date	Aug 8, 2017
Book Page	000658/000032

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.62%

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,766.00 (+12.44%)	$718,750 (+2,775%) Land $230,000 Building $488,750	$857,400 (+37.18%) Land $243,900 Building $613,500
2024	$2,460.00 (+8.37%)	$25,000 (-)
2022	$2,270.00	$25,000	$625,000 (-) Land $200,000 Building $425,000
2020			$625,000 Land $200,000 Building $425,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 546 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	546 in force
Nearby Flood Claims	4 (2004–2016)
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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