San Joaquin County property record for 2644 Orchard Dr, Lodi, CA 95242
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,675 sqft · built 2000 |
| Lot Size | 0.144 acres (6,270 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $193,000 (Dec 2000) |
| Tax Bill | $3,089 (2026) |
| Deeds & Mortgages | Mar 2018 Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 029-460-560-000 |
| Primary APN | 029-460-560-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,675 sqft Living Area |
| 1st Floor Area | 1,675 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 6,270 sqft (0.144 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 029-460-56 |
|---|---|
| Street Address | 2644 ORCHARD DR |
| City | LODI |
| State | CA |
| Zip | 95242-8337 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 311 |
| Legal Subdivision | LODI WEST |
| Legal Block | 1 |
| Legal Lot Number | 311 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | LODI |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 4104 |
2644 Orchard Dr is owned and occupied by two individuals who bought it in December 2000.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2644 ORCHARD DR, LODI, CA 95242-8337 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 2, 2018 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2000 · Amount on File |
| Deed Sale | Dec 15, 2000 · Amount on File |
| Deed Document Number | 2000147985 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 2644 ORCHARD DR, LODI, CA 95242-8337 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NEXTITLE CALIFORNIA |
| Name | Verified Name |
|---|
| Document Number | 0000024166 |
|---|---|
| Date | Mar 2, 2018 |
| Instrument | 2018-024166 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 2644 ORCHARD DR, LODI, CA 95242-8337 |
| Document Number | 0000032206 |
| Instrument Date | Mar 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2020 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2644 ORCHARD DR LODI CA 952428337, LODI, CA 95242-8337 |
| Document Number | 0000032206 |
|---|---|
| Date | Mar 12, 2020 |
| Instrument | 32206 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 11, 2040 |
The 2026 property tax bill for 2644 Orchard Dr was $3,089 with a homeowner's exemption, up 0.4% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lodi City |
| Unified School District | Lodi Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,089.00 (+0.36%) | ||
| 2025 | $3,078.00 Homeowner's exemption | $290,400 Land $90,401 Building $199,999 | |
| 2023 | $2,957.00 (+2.35%) Homeowner's exemption | $279,126 Land $86,892 Building $192,234 | $505,440 |
| 2022 | $2,889.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2644 Orchard Dr in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2644 Orchard Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LODI serves 67,093 people · EPA ID CA3910004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Softcom Internet Communications Fixed Wireless | 400 / 50 |
| DigitalPath Fixed Wireless | 200 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: AT&T, GeoLinks, Matrix Broadband, Verizon.
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