2644 N Mackenzie Dr, Post Falls, ID 83854 Property Records

Kootenai County property record for 2644 N Mackenzie Dr, Post Falls, ID 83854

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,476 sqft · built 2005
Lot Size	0.247 acres (10,759 sqft)
Owner	2 Individual Names on File
Last Sale	$550,620 (Jan 2026)
Tax Bill	$584 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jun 2014 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`P24660040210`

Property Details

APN / Parcel Number

Primary APN	`P24660040210`
Alternative APN	`251387`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,476 sqft Living Area
1st Floor Area	1,238 sqft
Basement Area	1,238 sqft
Finished Basement	1,238 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame
Lot Area	10,759 sqft (0.247 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	251387
Street Address	2644 N MACKENZIE DR
City	POST FALLS
State	ID
Zip	83854-5455
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIELDSTONE AT PRAIRIE FALLS 3RD, LT 21 BLOCK 4 2651N05W
Legal Range	05W
Legal Township	51N
Legal Section	26
Legal Subdivision	FIELDSTONE AT PRAIRIE FALLS
Legal Block	4
Legal Lot Number	21
Jurisdiction	KOOTENAI ID
Township / Civil Division	POST FALLS-RATHDRUM
Census Block Group	2
Census Block	2019
Census Tract	503

Owner

2644 N Mackenzie Dr is owned and occupied by two individuals who bought it in January 2026.

Source: Kootenai County records, as of April 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2644 N MACKENZIE DR, POST FALLS, ID 83854-5455
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage SPOKANE TEACHERS CU
Jun 20, 2014	Deed of Trust, Mortgage · Conventional Mortgage PANHANDLE STATE BANK
Apr 23, 2007	Deed of Trust, Mortgage · FHA Mortgage FIRST HORIZON HOME LOAN CORP
Jun 3, 2005	Deed of Trust, Mortgage · Line of Credit FIRST HORIZON HOME LOAN CORP
Jan 9, 2026	Warranty Deed, Transfer · Conventional Mortgage IDAHO CENTRAL CU
Jun 25, 2021	Warranty Deed, Transfer · VA Mortgage FIRST INTERSTATE BANK
Dec 31, 2008	Intrafamily Transfer, Transfer · FHA Mortgage METLIFE HOME LOANS
Jun 3, 2005	Corporation Deed, Subdivision Related Transfer · ARM FIRST HORIZON HOME LOAN CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2026 · Amount on File
Deed Sale	Jan 9, 2026 · Amount on File
Prior Sale	Jun 25, 2021 · Amount on File
Deed Document Number	20263029354
Prior Transfer Date	Dec 26, 2008
Prior Transfer Doc	0002190798
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	2644 N MACKENZIE DR, POST FALLS, ID 83854-5455
Transaction Type	Mortgage
Record Updated	Jan 28, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL KOOTENAI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2766556000
Date	Jul 27, 2020
Instrument	2766556000

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2035

June 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	2644 N MACKENZIE DR, POST FALLS, ID 83854-5455
Transaction Type	Mortgage
Record Updated	Jan 28, 2026
Title Company	PIONEER TITLE KOOTENAI COUNTY, PIONEER TITLE KOOTENAI CNTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2460318000
Date	Jun 20, 2014
Instrument	2460318000

Lender

Name	PANHANDLE STATE BANK
Type	Bank
Address	COEUR D ALENE, ID 83816

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2044

April 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	2644 N MACKENZIE DR, POST FALLS, ID 83854-5455
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2095380000
Date	Apr 23, 2007
Instrument	2095380000

Lender

Name	FIRST HORIZON HOME LOAN CORP
Type	Mortgage Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2037

June 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	2644 N MACKENZIE DR, POST FALLS, ID 83854-5455
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1954490000
Date	Jun 3, 2005
Instrument	1954490000

Lender

Name	FIRST HORIZON HOME LOAN CORP
Type	Mortgage Company
Address	IRVING, TX 75063

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Jan 9, 2026
Property Address	2644 N MACKENZIE DR, POST FALLS, ID 83854-5455
Document Number	3029354000
Map Reference	MB J PG 92
Instrument Date	Dec 26, 2025
Instrument	3029354000
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2644 N MACKENZIE DR, POST FALLS, ID 83854-5455

Mortgage

Document Number	3029355000
Date	Jan 9, 2026
Instrument	3029355000

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Jun 25, 2021
Property Address	2644 N MACKENZIE DR, POST FALLS, ID 83854-5455
Document Number	2842471000
Map Reference	MB J PG 92
Instrument Date	Jun 17, 2021
Instrument	2842471000
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	KOOTENAI COUNTY TITLE, KOOTENAI COUNTY TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	264 N MCCKENZIE DR, POST FALLS, ID 83854

Mortgage

Document Number	2842472000
Date	Jun 25, 2021
Instrument	2842472000

Lender

Name	FIRST INTERSTATE BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

December 2008: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOOTENAI ID
Recording Date	Dec 31, 2008
Property Address	2644 N MACKENZIE DR, POST FALLS, ID 83854-5455
Document Number	2190798000
Map Reference	MB J PG92-92H
Instrument Date	Dec 26, 2008
Instrument	2190798000
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	NORTH IDAHO TITLE INSURANCE, NORTH IDAHO TITLE INSURA

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2644 N MACKENZIE DR, POST FALLS, ID 83854-5455

Mortgage

Document Number	2190799000
Date	Dec 31, 2008
Instrument	2190799000

Lender

Name	METLIFE HOME LOANS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2039

June 2005: Corporation Deed, Subdivision Related Transfer

Document Type	Corporation Deed
Jurisdiction	KOOTENAI ID
Recording Date	Jun 3, 2005
Property Address	2644 N MACKENZIE DR, POST FALLS, ID 83854-5455
Document Number	1954488000
Map Reference	MB J PG 92
Instrument Date	Jun 3, 2005
Instrument	1954488000
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 28, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7560 N GOVERNMENT WAY # WAY5, WAY5, DALTON GARDENS, ID 83815-8795

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2841, POST FALLS, ID 83877-2841

Mortgage

Document Number	1954489000
Date	Jun 3, 2005
Instrument	1954489000

Lender

Name	FIRST HORIZON HOME LOAN CORP
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Jun 1, 2008
Change Frequency	6 Months
Min Rate At Change	2.25%
Max Rate At Change	12.3%
Index	6-Month LIBOR
Max Rate	12.3%

Tax Assessment & Valuation

The 2025 property tax bill for 2644 N Mackenzie Dr was $584 with a homeowner's exemption, up 25.6% from the year before.

Source: Kootenai County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Municipality	Post Falls City
Unified School District	Post Falls School District 273 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$584.00 (+25.59%) Homeowner's exemption	$523,350 Land $175,000 Building $348,350	$523,350 Land $175,000 Building $348,350
2024	$465.00 (+72.86%)
2023	$269.00 (-76.19%) Homeowner's exemption	$521,206 (-6.73%) Land $160,000 Building $361,206	$521,206 (-6.73%) Land $160,000 Building $361,206
2022	$1,130.00 Homeowner's exemption	$558,840 Land $157,500 Building $401,340	$558,840 Land $157,500 Building $401,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2644 N Mackenzie Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2644 N Mackenzie Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of Idaho
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POST FALLS serves 20,285 people · EPA ID ID1280147
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Ziply Fiber Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 1,000
Wind Wireless Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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