2644 Gold Ct, Placerville, CA 95667 Property Records

El Dorado County property record for 2644 Gold Ct, Placerville, CA 95667 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,184 sqft · built 2003
Lot Size	2.02 acres (87,991 sqft)
Owner	Individual Name on File
Last Sale	$508,000 (Mar 2023)
Tax Bill	$5,726 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`085-082-007-000`

Property Details

APN / Parcel Number

Primary APN	`085-082-007-000`
Alternative APN	`0850820710`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,184 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2004
Construction Type	Wood
Lot Area	87,991 sqft (2.02 acres)
Parking Spaces	3 Parking Spaces
Patio Area	2,184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Well

Location & Zoning

Old Parcel Number	0850820710
Street Address	2644 GOLD CT
City	PLACERVILLE
State	CA
Zip	95667-7971
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 64 SWANS CNTRY 2
Legal Subdivision	SWANS CNTRY 2
Legal Lot Number	64
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	3
Census Block	3046
Census Tract	30603

Owner

Source: El Dorado County records · APN 085-082-007-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2644 GOLD CT, PLACERVILLE, CA 95667-7971
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2023	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 04, 2020	Grant Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 10, 2018	Intrafamily Transfer, Transfer · VA Mortgage NEIGHBORS FINANCIAL CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 28, 2023 · Amount on Record
Deed Sale	Mar 28, 2023 · Amount on Record
Prior Sale	Dec 04, 2020 · Amount on Record
Deed Document Number	2023-0008615
Record Updated	Jun 07, 2026

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Mar 28, 2023
Property Address	2644 GOLD CT, PLACERVILLE, CA 95667-7971
Document Number	0000008615
Map Reference	MB E PG 43
Instrument Date	Mar 17, 2023
Instrument	2023-0008615
Transaction Type	Transfer
Record Updated	Apr 06, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2644 GOLD CT, PLACERVILLE, CA 95667-7971

Mortgage

Document Number	0000008616
Date	Mar 28, 2023
Instrument	2023-0008616

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2053

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Dec 04, 2020
Property Address	2644 GOLD CT, PLACERVILLE, CA 95667-7971
Document Number	0000070589
Map Reference	MB E PG 43
Instrument Date	Dec 03, 2020
Instrument	2020-0070589
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2644 GOLD CT, PLACERVILLE, CA 95667-7971

Mortgage

Document Number	0000070590
Date	Dec 04, 2020
Instrument	2020-0070590

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

August 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Aug 10, 2018
Property Address	2644 GOLD CT, PLACERVILLE, CA 95667-7971
Document Number	0000031380
Map Reference	MB E PG 43
Instrument Date	Jul 31, 2018
Instrument	2018-0031380
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2644 GOLD CT, PLACERVILLE, CA 95667-7971

Mortgage

Document Number	0000031381
Date	Aug 10, 2018
Instrument	2018-0031381

Lender

Name	NEIGHBORS FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2048

Tax Assessment & Valuation

Source: El Dorado County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Placerville Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$5,726.00 (-14.73%) Homeowner's exemption	$528,523 (-14.62%) Land $135,252 Building $393,271
2023	$6,715.00 (+1.42%) Homeowner's exemption	$619,038 Land $150,858 Building $468,180
2022	$6,621.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, El Dorado County (06017C), updated August 25, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060170306033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Extreme above 97% of the US · above 85% of California
Wildfire Likelihood	About 1 in 51 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 50 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fixed Wireless	300 / 20
Cal.net	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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