Union County and Union Township property record for 2644 Frederick Ter, Union, NJ 07083
| Property Type | Single Family Home |
|---|---|
| Details | 2,016 sqft · built 1951 |
| Lot Size | 0.138 acres (6,016 sqft) |
| Owner | Company Name on File |
| Last Sale | $575,000 (Oct 2021) |
| Tax Bill | $13,411 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Mar 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-03801-0000-00029 |
| Primary APN | 19-03801-0000-00029 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,016 sqft Living Area |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Lot Area | 6,016 sqft (0.138 acres) |
| Lot Dimensions | 150 ft deep x 40 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 2644 FREDERICK TER |
|---|---|
| City | UNION |
| State | NJ |
| Zip | 07083-5603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 3801 |
| Legal Lot Number | 29 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | UNION |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 32902 |
2644 Frederick Ter is owned by a company that bought it in October 2021.
Source: Union County and Union Township records, as of July 8, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2644 FREDERICK TER, UNION, NJ 07083-5603 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 18, 2021 | Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Mar 1, 2019 | Deed of Trust, Mortgage · Commercial Mortgage LUSITANIA SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 18, 2021 · Amount on File |
| Deed Sale | Oct 18, 2021 · Amount on File |
| Prior Sale | Jun 5, 2003 · Amount on File |
| Deed Document Number | 202110585 |
| Deed Book / Page | 6435 / 2258 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Oct 18, 2021 |
| Property Address | 2644 FREDERICK TER, UNION, NJ 07083-5603 |
| Document Number | 0064352258 |
| Book / Page | 6435 / 2258 |
| Instrument Date | Oct 8, 2021 |
| Instrument | 10585 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2021 |
| Title Company | STEWART TITLE GUARANTY CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,920.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 157 MALVERN ST, 157, NEWARK, NJ 07105-2426 |
| Name | Verified Name |
|---|---|
| Address | 2644 FREDERICK TER, UNION, NJ 07083-5603 |
| Document Number | 0150812596 |
|---|---|
| Date | Oct 18, 2021 |
| Book Page | 15081/2596 |
| Instrument | 23121 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 2644 FREDERICK TER, UNION, NJ 07083-5603 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0145370112 |
|---|---|
| Date | Mar 1, 2019 |
| Book Page | 14537/0112 |
| Instrument | 669827 |
| Name | LUSITANIA SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | NEWARK, NJ 07105 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 1, 2034 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 2644 Frederick Ter was $13,411, up 4.4% from the year before.
Source: Union County and Union Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Union Township |
| Unified School District | Union Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $57,500 (-) Land $22,200 Building $35,300 | $57,500 (-) Land $22,200 Building $35,300 | |
| 2025 | $13,411.00 (+4.36%) | $57,500 Land $22,200 Building $35,300 | $57,500 Land $22,200 Building $35,300 |
| 2024 | $12,851.00 | ||
| 2023 | $57,500 Land $22,200 Building $35,300 | $57,500 Land $22,200 Building $35,300 | |
| 2022 | $12,026.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2644 Frederick Ter in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1981–1999) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Sep 1999 · Hurricane Floyd Major Disaster Declarations |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2644 Frederick Ter has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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