2644 Cotton Gin Rd, Kyle, TX 78640 Property Records

Hays County property record for 2644 Cotton Gin Rd, Kyle, TX 78640

Property Summary

Property TypeMobile Home
Details1,860 sqft · built 2018
Lot Size0.517 acres (22,564 sqft)
OwnerIndividual Name on File
Tax Bill$3,723 (2024)
Deeds & MortgagesFeb 2021 Mortgage
Nov 2018 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APNR149497

Property Details

APN / Parcel Number

Primary APNR149497
Alternative APN
  • 11-2021-000A-00400-2

Interior

Stories1 Story
Building Area1,860 sqft Living Area

Exterior

Year BuiltBuilt 2018
Architectural StyleMobile/Manufactured
Lot Area22,564 sqft (0.517 acres)
PorchPorch
Porch Area150 sqft

Location & Zoning

Street Address2644 COTTON GIN RD
CityKYLE
StateTX
Zip78640-2066
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionCOTTON GIN ESTATES PHASE 1A, BLOCK A, LOT 4, SERIAL FLE240TX1740332A, TITLE # 00749565, LABEL # PFS1193753, ACRES 0.518TAX CO
Legal SubdivisionCOTTON GIN ESTATES PHASE 1A
Legal Phase1A
Legal BlockA
Legal Lot Number4
JurisdictionHAYS TX
Township / Civil DivisionKYLE-BUDA
Census Block Group3
Census Block3010
Census Tract10916

Owner

Source: Hays County records · APN R149497

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2644 COTTON GIN RD, KYLE, TX 78640-2066
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2021Deed of Trust, Mortgage · FHA Mortgage
STEARNS LENDING LLC
Nov 19, 2018Loan Modification, Mortgage
CASCADE FIN'L SVCS
Oct 22, 2018Vendor's Lien, Subdivision Related Transfer
SOUTHWEST STAGE FUNDING LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 22, 2018
Deed SaleOct 22, 2018
Deed Document Number18037365
Record UpdatedJun 08, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAYS TX
Property Address2644 COTTON GIN RD, UHLAND, TX 78640-2066
Transaction TypeMortgage
Record UpdatedMar 10, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008082
DateFeb 23, 2021
Instrument21008082
Lender
NameSTEARNS LENDING LLC
TypeMortgage Company
AddressMINERAL WELLS, TX 76067
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

November 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHAYS TX
Property Address2644 COTTON GIN RD, UHLAND, TX 78640-2066
Document Number0000042696
Instrument DateNov 19, 2018
Transaction TypeMortgage
Record UpdatedDec 21, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address2644 COTTON GIN RD UHLAND TX 786402066, UHLAND, TX 78640-2066

Mortgage

Document Number0000042696
DateDec 05, 2018
Instrument42696
Lender
NameCASCADE FIN'L SVCS
TypeFunding / Finance Company
AddressGILBERT, AZ 85297
Agreement
AmountAmount Recorded
Term360 Months
DueDec 04, 2048
Interest
Rate5.25%

October 2018: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionHAYS TX
Recording DateOct 22, 2018
Property Address2644 COTTON GIN RD, UHLAND, TX 78640-2066
Document Number0000037365
Map ReferenceVOL19 PG134
Instrument DateOct 15, 2018
Instrument18037365
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 05, 2021
Title CompanyINDEPENDENCE TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address500 CLAYTON RD, 500, MARYVILLE, TN 37804

Transferred To (Grantee/Buyer)

NameVerified Name
Address2112 E WILLIAM CANNON DR, AUSTIN, TX 78744-3406

Mortgage

Document Number0000037368
DateOct 22, 2018
Instrument18037368
Lender
NameSOUTHWEST STAGE FUNDING LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
AmountAmount Recorded
Term365 Months
DueMar 01, 2049

Tax Assessment & Valuation

Source: Hays County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateTexas
CountyHays County
MunicipalityUhland City
Unified School DistrictHays Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$285,870 (+20.44%) Land $141,600 Building $144,270$285,870 (-) Land $141,600 Building $144,270
2024$3,723.00 (-3.55%)
2023$237,357 Land $141,600 Building $144,270$285,870 Land $141,600 Building $144,270
2022$3,860.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 21, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2013–2015)
Most Recent ClaimOct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Wildfire

Wildfire RiskModerate
above 53% of the US · lower than 69% of Texas
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Based on FCC filings for 34 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCOUNTY LINE SUD
serves 19,609 people
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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