San Diego County property record for 2644 Costebelle Dr, La Jolla, CA 92037
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,623 sqft · built 1985 |
| Lot Size | 0.494 acres (21,505 sqft) |
| Owner | Company Name on Record |
| Last Sale | $4,200,000 (Jun 2023) |
| Tax Bill | $44,272 (2025) |
| Deeds & Mortgages | Jun 2023 Sale Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 346-610-05-00 |
| Primary APN | 346-610-05-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,623 sqft Living Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Lot Area | 21,505 sqft (0.494 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 2644 COSTEBELLE DR |
|---|---|
| City | LA JOLLA |
| State | CA |
| Zip | 92037-3516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LJSPD-SF |
| Legal Description | LOT 31 TR 004995 |
| Legal Subdivision | AZURE COAST |
| Legal Tract | 004995 |
| Legal Block | 2 |
| Legal Lot Number | 31 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 8313 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2644 COSTEBELLE DR, LA JOLLA, CA 92037-3516 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Jun 23, 2023 | Grant Deed, Transfer CALIFORNIA TITLE COMPANY |
| Oct 30, 2017 | Grant Deed, Transfer · ARM HSBC BANK USA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 23, 2023 · Amount on Record |
| Deed Sale | Jun 23, 2023 · Amount on Record |
| Prior Sale | Oct 30, 2017 · Amount on Record |
| Deed Document Number | 2023163991 |
| Prior Transfer Date | Jan 27, 2012 |
| Prior Transfer Doc | 0000068993 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 23, 2023 |
| Property Address | 2644 COSTEBELLE DR, LA JOLLA, CA 92037-3516 |
| Document Number | 0000163991 |
| Map Reference | MAP 4995 |
| Instrument Date | May 31, 2023 |
| Instrument | 2023-0163991 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2023 |
| Title Company | CALIFORNIA TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2644 COSTEBELLE DR, LA JOLLA, CA 92037-3516 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 30, 2017 |
| Property Address | 2644 COSTEBELLE DR, LA JOLLA, CA 92037-3516 |
| Document Number | 0000504697 |
| Map Reference | MAP4995 |
| Instrument Date | Sep 8, 2017 |
| Instrument | 2017-0504697 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 3525 DEL MAR HEIGHTS RD # 937, 937, SAN DIEGO, CA 92130-2199 |
| Document Number | 0000504698 |
|---|---|
| Date | Oct 30, 2017 |
| Instrument | 2017-0504698 |
| Name | HSBC BANK USA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.3% |
| Type Change Date | Nov 1, 2024 |
| Change Frequency | Monthly |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.3% |
| Index | 1-Year LIBOR |
| Max Rate | 8.3% |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Diego City |
| Unified School District | San Diego City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $3,570,833 (+2%) Land $2,974,505 Building $596,328 | |
| 2025 | $44,272.00 (+46.7%) Homeowner's exemption | $3,500,818 (+42.27%) Land $2,916,182 Building $584,636 |
| 2023 | $30,179.00 (+2.73%) | $2,460,701 (+2%) Land $2,077,926 Building $382,775 |
| 2022 | $29,376.00 | $2,412,453 Land $2,037,183 Building $375,270 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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