2644 Cherry Laurel Dr, Harrisburg, NC 28075 Property Records

Cabarrus County property record for 2644 Cherry Laurel Dr, Harrisburg, NC 28075

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,108 sqft · built 2017
Lot Size0.335 acres (14,593 sqft)
Owner2 Individual Names on File
Last Sale$317,000 (Oct 2017)
Tax Bill$3,460 (2023)
Deeds & MortgagesOct 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01023H0096.000000

Property Details

APN / Parcel Number

Primary APN01023H0096.000000
Alternative APNs
  • 5516 46 9796
  • 118534

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,108 sqft Living Area
Gross Area2,799 sqft
1st Floor Area2,108 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialOther
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area14,593 sqft (0.335 acres)
Lot Dimensions182 ft deep x 80 ft wide
Garage TypeMixed
Garage Area492 sqft
DrivewayConcrete Driveway
Driveway Area990 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area199 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number118534
Street Address2644 CHERRY LAUREL DR
CityHARRISBURG
StateNC
Zip28075-4503
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCZ-RL
Legal DescriptionLT 96 BLUME
Legal SubdivisionBLUME
Legal Lot Number96
JurisdictionCABARRUS NC
Township / Civil Division1, HARRISBURG
Census Block Group1
Census Block1006
Census Tract41507

Owner

2644 Cherry Laurel Dr is owned and occupied by two individuals who bought it in October 2017.

Source: Cabarrus County records, as of October 9, 2026

Owner of Record2 Individual Names on File
Mailing Address2644 CHERRY LAUREL DR, HARRISBURG, NC 28075-4503
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 2, 2017 · Amount on File
Deed SaleOct 2, 2017 · Amount on File
Deed Document Number201712703-0144
Deed Book / Page12703 / 144
Record UpdatedOct 29, 2026

October 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateOct 2, 2017
Property Address2644 CHERRY LAUREL DR, HARRISBURG, NC 28075-4503
Document Number12703144
Book / Page012703 / 000144
Instrument DateSep 29, 2017
Instrument25629
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 31, 2017
Title CompanyTRANSOHIO TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$634.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address2644 CHERRY LAUREL DR HARRISBURG NC 280754503, HARRISBURG, NC 28075-4503

Mortgage

Document Number12703146
DateOct 2, 2017
Book Page012703/000146
Instrument25630
Lender
NameM&I FIN'L
TypeFunding / Finance Company
AddressCOLUMBUS, OH 43219
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2047

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityHarrisburg Town
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$475,310 Land $120,000 Building $355,310
2024$475,310 (+61.4%) Land $120,000 Building $355,310
2023$3,460.00$294,490 Land $85,000 Building $209,490$294,490 Land $85,000 Building $209,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2644 Cherry Laurel Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2644 Cherry Laurel Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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