2644 Cecil Dr, Chester, MD 21619 Property Records

Queen Anne's County property record for 2644 Cecil Dr, Chester, MD 21619

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,108 sqft · built 1983
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on Record
Last Sale	$382,000 (Mar 2026)
Tax Bill	$2,796 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Mar 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`04-047060`

Property Details

APN / Parcel Number

Primary APN	`04-047060`
Alternative APNs	`4047060` `047060`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,108 sqft Total Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	200 ft deep x 75 ft wide
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	047060
Street Address	2644 CECIL DR
City	CHESTER
State	MD
Zip	21619-2162
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC-15
Legal Description	LOT 2-BLK V HARBOR VIEW
Legal Subdivision	HARBOR VIEW
Legal Block	V
Legal Lot Number	2
Jurisdiction	QUEEN ANNE'S MD
Township / Civil Division	4, KENT ISLAND
Census Block Group	2
Census Block	2021
Census Tract	811000

Owner

Source: Queen Anne's County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2644 CECIL DR, CHESTER, MD 21619-2162
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 24, 2026	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP
Aug 29, 2022	Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2026 · Amount on Record
Deed Sale	Mar 24, 2026 · Amount on Record
Prior Sale	Aug 29, 2022 · Amount on Record
Deed Book / Page	4750 / 108
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Property Address	2644 CECIL DR, CHESTER, MD 21619-2162
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039170207
Date	Dec 10, 2021
Book Page	3917/207

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Jul 1, 2051

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Mar 24, 2026
Property Address	2644 CECIL DR, CHESTER, MD 21619-2162
Document Number	0047500108
Book / Page	4750 / 108
Map Reference	LB TSP 48 FO 163
Instrument Date	Mar 20, 2026
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	EAGLE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$955.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	2644 CECIL DR, CHESTER, MD 21619-2162

Mortgage

Document Number	0004750116
Date	Mar 24, 2026
Instrument	4750/116

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Aug 29, 2022
Property Address	2644 CECIL DR, CHESTER, MD 21619-2162
Document Number	0041040095
Book / Page	4104 / 95
Map Reference	LB TSP48 FO 163
Instrument Date	Aug 26, 2022
Transaction Type	Transfer
Record Updated	Sep 13, 2022
Title Company	ATG TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2644 CECIL DR, CHESTER, MD 21619-2162

Mortgage

Document Number	0004104103
Date	Aug 29, 2022
Instrument	4104-103

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Queen Anne's County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Queen Anne's County
Unified School District	Queen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$318,500 (+7.29%) Land $162,500 Building $156,000	$318,500 (-) Land $162,500 Building $156,000
2025	$2,796.00 (+17.09%)	$296,867 (+17.06%)	$318,500 (+25.59%) Land $162,500 Building $156,000
2023	$2,388.00	$253,600 Land $151,000 Building $102,600	$253,600 Land $151,000 Building $102,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 101 policies
Nearby Flood Policies	101 in force
Nearby Flood Claims	94 (1979–2024)
Claims Outside the SFHA	13 of 94
Most Recent Claim	Aug 2024 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 60 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband, Verizon, Xfinity.

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