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2644 Adams St, Gary, IN 46407 Property Records

Lake County property record for 2644 Adams St, Gary, IN 46407

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 2,186 sqft · built 1921
Lot Size0.139 acres (6,055 sqft)
OwnerIndividual Name on File
Last Sale$164,000 (Jun 2025)
Tax Bill$531 (2024)
Deeds & MortgagesJun 2025 Sale & Mortgage
Dec 2023 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN001-25-46-0205-0011

Property Details

APN / Parcel Number

Primary APN001-25-46-0205-0011
Alternative APNs
  • 45-08-16-431-031.000-004
  • 254602050011

Interior

Bedrooms4 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,186 sqft Living Area
Attic Area774 sqft
Basement Area774 sqft

Exterior

Year BuiltBuilt 1921
Effective Year BuiltEffective 1965
Construction TypeWood
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area6,055 sqft (0.139 acres)
Lot Dimensions121 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number001-25-46-0205-0011
Old Parcel Number254602050011
Street Address2644 ADAMS ST
CityGARY
StateIN
Zip46407-4018
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2ND OAK PARK ADD. L.11 BL.48 L.12 BL.48
Legal Subdivision2ND OAK PARK ADD
Legal Block48
Legal Lot Number11
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group1
Census Block1020
Census Tract12000

Owner

2644 Adams St is owned and occupied by an individual who bought it in June 2025.

Source: Lake County records, as of March 18, 2026

Owner of RecordIndividual Name on File
Mailing Address2644 ADAMS ST, GARY, IN 46407-4018
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2025Warranty Deed, Transfer · FHA Mortgage
ROCKET MORTGAGE LLC
Dec 5, 2023Warranty Deed, Transfer
GREATER INDIANA TITLE COMPANY, GREATER INDIANA TITLE CO
Dec 5, 2023Warranty Deed, Transfer
GREATER INDIANA TITLE COMPANY, GREATER INDIANA TITLE CO
Jan 23, 2023Warranty Deed, Transfer
GREATER INDIANA TITLE COMPANY, GREATER INDIANA TITLE CO
Jan 23, 2023Warranty Deed, Transfer
GREATER INDIANA TITLE COMPANY, GREATER INDIANA TITLE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 26, 2025 · Amount on File
Deed SaleJun 26, 2025 · Amount on File
Prior SaleDec 5, 2023 · Amount on File
Deed Document Number2025-523299
Record UpdatedJun 8, 2026

June 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateJun 26, 2025
Property Address2644 ADAMS ST, GARY, IN 46407-4018
Document Number0000023299
Instrument DateJun 24, 2025
Instrument2025-523299
Transaction TypeTransfer
Record UpdatedFeb 6, 2026
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2644 ADAMS ST, GARY, IN 46407-4018

Mortgage

Document Number0000023300
DateJun 26, 2025
Instrument2025-523300
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term241 Months
DueJul 1, 2045

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateDec 5, 2023
Property Address2644 ADAMS ST, GARY, IN 46407-4018
Document Number0000039773
Map ReferenceMB 2 PG 36
Instrument DateNov 27, 2023
Instrument2023-539773
Transaction TypeTransfer
Record UpdatedFeb 6, 2026
Title CompanyGREATER INDIANA TITLE COMPANY, GREATER INDIANA TITLE CO

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
Address3320 LUGNWOOD WE, SOUTH CHICAGO HEIGHTS, IL 60411
InvestorPossibly a Property Investor

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateDec 5, 2023
Property Address2644 ADAMS ST, GARY, IN 46407-4018
Document Number0000039773
Map ReferenceMB 2 PG 36
Instrument DateNov 27, 2023
Instrument2023-539773
Transaction TypeTransfer
Record UpdatedDec 13, 2023
Title CompanyGREATER INDIANA TITLE COMPANY, GREATER INDIANA TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3320 LUGNWOOD WE, SOUTH CHICAGO HEIGHTS, IL 60411

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateJan 23, 2023
Property Address2644 ADAMS ST, GARY, IN 46407-4018
Document Number0000002130
Map ReferenceMB 2 PG 36
Instrument DateJan 19, 2023
Instrument2023-502130
Transaction TypeTransfer
Record UpdatedJan 31, 2023
Title CompanyGREATER INDIANA TITLE COMPANY, GREATER INDIANA TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 EQUITY WAY, WESTLAKE, OH 44145-1050

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateJan 23, 2023
Property Address2644 ADAMS ST, GARY, IN 46407-4018
Document Number0000002130
Map ReferenceMB 2 PG 36
Instrument DateJan 19, 2023
Instrument2023-502130
Transaction TypeTransfer
Record UpdatedFeb 6, 2026
Title CompanyGREATER INDIANA TITLE COMPANY, GREATER INDIANA TITLE CO

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 EQUITY WAY, WESTLAKE, OH 44145-1050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$55,700 (+10.96%) Land $6,800 Building $48,900$55,700 (+10.96%) Land $6,800 Building $48,900
2024$531.00$50,200 (+32.45%) Land $6,800 Building $43,400$50,200 (+32.45%) Land $6,800 Building $43,400
2023$37,900 (+27.61%) Land $7,700 Building $30,200$37,900 (+27.61%) Land $7,700 Building $30,200
2022$340.00 Homeowner's exemption$29,700 Land $3,000 Building $26,700$29,700 Land $3,000 Building $26,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2644 Adams St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2026)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2644 Adams St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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