26435 Clay Rd, Katy, TX 77493 Property Records

Harris County property record for 26435 Clay Rd, Katy, TX 77493

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,541 sqft · built 1999
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$780,000 (Mar 2017)
Tax Bill	$7,453 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Mar 2017 Mortgage
APN	`047-199-000-0025`

Property Details

APN / Parcel Number

Primary APN	`047-199-000-0025`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,541 sqft Living Area
1st Floor Area	2,295 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Traditional
Exterior Material	Brick/Masonry
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	43,560 sqft
Garage Type	Detached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces
Pool Area	576 sqft
Porch	Open Frame Porch
Porch Area	873 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0471990000025
Street Address	26435 CLAY RD
City	KATY
State	TX
Zip	77493-9718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT TR 1A-1 ABST 1427 H&TCRR SEC 80 BLK 2
Legal Subdivision	ABST 1427 H&TCRR SEC 80
Legal Tract	1A-1
Legal Block	2
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1006
Census Tract	542800

Owner

Source: Harris County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	26143 CLAY RD, KATY, TX 77493-9711
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2020	Deed of Trust, Mortgage JP MORGAN CHASE BK
Mar 28, 2017	Warranty Deed, Transfer US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2017 · Amount on Record
Deed Sale	Mar 28, 2017 · Amount on Record
Deed Document Number	2017130141
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	26435 CLAY RD, KATY, TX 77493-9718
Document Number	0000618730
Instrument Date	Dec 8, 2020
Transaction Type	Mortgage
Record Updated	Dec 29, 2020
Title Company	GREAT AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	26435 CLAY RD KATY TX 774939718, KATY, TX 77493-9718

Mortgage

Document Number	0000618730
Date	Dec 16, 2020
Instrument	618730

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 15, 2050

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Mar 28, 2017
Property Address	26435 CLAY RD, KATY, TX 77493-9718
Document Number	0000130141
Instrument Date	Mar 27, 2017
Instrument	130141
Transaction Type	Transfer
Record Updated	Sep 11, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	26435 CLAY RD KATY TX 774939718, KATY, TX 77493-9718

Mortgage

Document Number	130142
Date	Mar 28, 2017
Instrument	130142

Lender

Name	US BK
Type	Bank
Address	FARGO, ND 58103

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2047

Mortgage

Document Number	130143,
Date	Mar 28, 2017
Instrument	130143

Lender

Name	FROST BK
Type	Bank
Address	SAN ANTONIO, TX 78296

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Mar 27, 2032

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Katy City
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,453.00 (-1.05%) Homeowner's exemption	$460,000 (-10.16%) Land $65,340 Building $394,660	$460,000 (-10.16%) Land $65,340 Building $394,660
2024	$7,532.00 (-12.05%)
2023		$512,000 Land $65,340 Building $446,660	$512,000 Land $65,340 Building $446,660
2022	$8,564.00 (-30.31%)
2020	$12,289.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 259 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	259 in force
Nearby Flood Claims	170 (1987–2017)
Claims Outside the SFHA	64 of 170
Most Recent Claim	Sep 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Sep 2017 · 105 claims Severe Storms And Flooding, Apr 2016 · 51 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KATY serves 25,253 people · EPA ID TX1010017
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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