2643 Unity Ave, Cresco, IA 52136 Property Records

Howard County property record for 2643 Unity Ave, Cresco, IA 52136

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 3,490 sqft · built 2018
Lot Size	12.4 acres (541,015 sqft)
Owner	Individual Name on Record
Tax Bill	$6,268 (2026)
Deeds & Mortgages	Nov 2024 Mortgage Sep 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`010170141030000`

Property Details

APN / Parcel Number

Primary APN	`010170141030000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,490 sqft Living Area
Basement Area	1,188 sqft
Finished Basement	472 sqft
Unfinished Basement	716 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	541,015 sqft (12.4 acres)
Garage Type	Detached
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2643 UNITY AVE
City	CRESCO
State	IA
Zip	52136-1250
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOT 1 E 1/2 NE SE
Legal Range	11W
Legal Township	100
Legal Section	17
Legal Lot Number	1
Jurisdiction	HOWARD IA
Township / Civil Division	ALBION
Census Block Group	1
Census Block	1090
Census Tract	960200

Owner

Source: Howard County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2643 UNITY AVE, CRESCO, IA 52136-1250
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2024	Deed of Trust, Mortgage · Conventional Mortgage DECORAH BANK & TRUST CO
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage DECORAH BANK & TRUST CO
Nov 14, 2025	Warranty Deed, Transfer
Nov 14, 2025	Quit Claim Deed, Transfer Quitclaim
Nov 14, 2025	Intrafamily Transfer, Transfer
Nov 14, 2025	Warranty Deed, Transfer
Dec 18, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	2643 UNITY AVE, CRESCO, IA 52136-1250
Transaction Type	Mortgage
Record Updated	Jan 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2643 UNITY AVE, CRESCO, IA 52136-1250

Mortgage

Document Number	02024/1598
Date	Nov 12, 2024
Book Page	2024/1598
Instrument	2024 1598

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank
Address	DECORAH, IA 52101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 12, 2031
Change Frequency	Annually
Min Rate At Change	7.75%
Max Rate At Change	9.75%
Margin	3
Max Rate	13.7%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	2643 UNITY AVE, CRESCO, IA 52136-1250
Transaction Type	Mortgage
Record Updated	Jan 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/1828
Date	Sep 27, 2021
Book Page	2021/1828
Instrument	2021 01828

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOWARD IA
Recording Date	Nov 14, 2025
Property Address	2643 UNITY AVE, CRESCO, IA 52136-1250
Document Number	02025/1645
Book / Page	2025 / 1645
Instrument Date	Nov 13, 2025
Instrument	2025 1645
Transaction Type	Transfer
Record Updated	Jan 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2643 UNITY AVE, CRESCO, IA 52136-1250

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOWARD IA
Recording Date	Nov 14, 2025
Property Address	2643 UNITY AVE, CRESCO, IA 52136-1250
Document Number	02025/1646
Book / Page	2025 / 1646
Instrument Date	Nov 13, 2025
Instrument	2025 1646
Transaction Type	Transfer
Record Updated	Jan 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2643 UNITY AVE, CRESCO, IA 52136-1250

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HOWARD IA
Recording Date	Nov 14, 2025
Property Address	2643 UNITY AVE, CRESCO, IA 52136-1250
Document Number	02025/1644
Book / Page	2025 / 1644
Instrument Date	Nov 13, 2025
Instrument	2025 1644
Transaction Type	Transfer
Record Updated	Jan 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2643 UNITY AVE, CRESCO, IA 52136-1250

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOWARD IA
Recording Date	Nov 14, 2025
Property Address	2643 UNITY AVE, CRESCO, IA 52136-1250
Document Number	02025/1647
Book / Page	2025 / 1647
Instrument Date	Nov 3, 2025
Instrument	2025 1647
Transaction Type	Transfer
Record Updated	Jan 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2643 UNITY AVE, CRESCO, IA 52136-1250

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOWARD IA
Recording Date	Dec 18, 2017
Property Address	2643 UNITY AVE, CRESCO, IA 52136-1250
Document Number	02017/2033
Book / Page	2017 / 2033
Instrument Date	Dec 15, 2017
Instrument	2017 2033
Transaction Type	Transfer
Record Updated	Jan 6, 2026

Transaction

Amount	Amount Recorded
Tax	$21.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2852 UNITY AVE, CRESCO, IA 52136-8435

Tax Assessment & Valuation

Source: Howard County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Howard County
Unified School District	Howard-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,268.00	$555,430 (+2.16%) Land $22,220 Building $533,210	$555,430 (+2.16%) Land $22,220 Building $533,210
2025	$6,268.00 (+7.07%) Homeowner's exemption	$543,670 (+13.66%) Land $22,220 Building $521,450	$543,670 (+13.66%) Land $22,220 Building $521,450
2024	$5,854.00 (+8.85%)
2023		$478,320 (+28.3%) Land $16,640 Building $461,680	$478,320 (+28.3%) Land $16,640 Building $461,680
2022	$5,378.00 Homeowner's exemption	$372,810 Land $12,370 Building $360,440
2021			$372,810 Land $12,370 Building $360,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harmony Telephone Company Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

Cell Coverage

5G and 4G LTE (outdoors only)

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